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cost of kitten injections.
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missbiggles1 wrote: »Sorry, you're over egging the case again.
Many people in multi cat households find it makes more sense to self insure, vaccinations aren't essential and you need a minimal amount of litter if there is access to the outside. I currently have 1 tray for 4 cats (even when I had 7 I only had 2) and none of my cats have ever shown the slightest interest in toys or scratching posts because they have trees and each other.
My 4 cost me about £35pcm and I earmark an additional tenner for possible vets costs (which I have had to top up for 1 cat).
Is the additional tenner you put aside each month per cat or for all 4 cats?...£2.50/month/cat.:footie:Regular savers earn 6% interest (HSBC, First Direct, M&S)
Loans cost 2.9% per year (Nationwide) = FREE money.
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missbiggles1 wrote: »Sorry, you're over egging the case again.
Many people in multi cat households find it makes more sense to self insure, vaccinations aren't essential and you need a minimal amount of litter if there is access to the outside. I currently have 1 tray for 4 cats (even when I had 7 I only had 2) and none of my cats have ever shown the slightest interest in toys or scratching posts because they have trees and each other.
My 4 cost me about £35pcm and I earmark an additional tenner for possible vets costs (which I have had to top up for 1 cat).
When you have kittens vaccinations are essential as they need the first three, litter is also essential unless OP is going to let unvaccinated and unneutered tiny kittens outside which means they also wont have access to trees etc if OP is a responsible owner, which I'm sure they will be.
As OPs username refers to a debt problem I think it would be irresponsible to give an unusally low cost for keeping cats and unless OP has a fund saved already, it would be irresponsible to self insure until a fund is at an adequate amount.0 -
I have one litter tray for my two cats and they are fine using it.The trouble with the world is that the stupid are cocksure and the intelligent are full of doubt.Bertrand Russell0
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Is the additional tenner you put aside each month per cat or for all 4 cats?...£2.50/month/cat.
For the lot - when you're self insuring you allocate the money communally - that's the whole point.
I've only ever paid more than £100 pa for the whole lot of them apart from one cat who had stomatitis who cost(s) me a fortune, none of which would've been covered by insurance anyway. Oh, and euthanasia, of course, which also isn't covered.0 -
missbiggles1 wrote: »For the lot - when you're self insuring you allocate the money communally - that's the whole point.
I've only ever paid more than £100 pa for the whole lot of them apart from one cat who had stomatitis who cost(s) me a fortune, none of which would've been covered by insurance anyway. Oh, and euthanasia, of course, which also isn't covered.
They would both be covered by mine(as insured as kittens no pre-existing conditions, our only exclusion is the cost of manufacturing a prostesis), ours also refunds the purchase price, which while nice I also find a bit grim at the same time.0 -
When you have kittens vaccinations are essential as they need the first three, litter is also essential unless OP is going to let unvaccinated and unneutered tiny kittens outside which means they also wont have access to trees etc if OP is a responsible owner, which I'm sure they will be.
As OPs username refers to a debt problem I think it would be irresponsible to give an unusally low cost for keeping cats and unless OP has a fund saved already, it would be irresponsible to self insure until a fund is at an adequate amount.
That's fair enough and I apologise for misunderstanding you, to some extent. What I disagree with is that those are necessary ongoing expenses for all cat owners, which is what I thought you were implying.0 -
They would both be covered by mine(as insured as kittens no pre-existing conditions, our only exclusion is the cost of manufacturing a prostesis), ours also refunds the purchase price, which while nice I also find a bit grim at the same time.
I don't tend to have kittens, I adopt older cats who are often over the age threshold for insurance and I've never come across a policy that covers euthanasia although it's good to know they exist.0 -
missbiggles1 wrote: »I don't tend to have kittens, I adopt older cats who are often over the age threshold for insurance and I've never come across a policy that covers euthanasia although it's good to know they exist.
I adopted an older cat from the rescue centre and sadly had to have her put down last year. M&S insurance paid out without question and they included euthanasia.The trouble with the world is that the stupid are cocksure and the intelligent are full of doubt.Bertrand Russell0 -
If money is tight please still consider insurance for them as well as food,litter etc. We've just (3months ago) adopted 2 kittens -10months old and 3months old, now 13 & 6 months.
Our previous cats were 17yrs &18yrs when they died and were not insured and rarely ill apart from the usual fleas &worms so self funding worked well.
We weren't going to insure these two either but decided as the fees/medication can be expensive we would insure them.
I am so glad we did, the younger kitten has just come home from the vets after being on a drip for 24 hours as he was being sick and hadn't eaten since last Saturday. In total his bills come to around £400 and whilst he was there the other cat managed to be underneath a load of expanding foam our builders were using in the garage when it decided to drop off the roof,so got it all over his coat which resulted in an emergency visit to the vet and a now half shaved cat -cost £200.
So in all these two have probably cost us more than our others did in their lifetime luckily we will only have to pay the excess on each claim £65 each and we've only paid 3 months premiums £69 .0 -
I can afford them despite user name thankyou0
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