young and unrealisticlly lived

anna_1977

There is a link in one of the top posts in this forum to snowballing. You put all your income and debts in and it will tell you what to pay off first.

With regards to your girlfriend working. Have you looked at the possibility of her going to college for training, depending on her age you may get financial support and childcare paid for. Would she be interested in training as a Teaching Assistant so she can work term time only as the kids get older

The other thing is if you have a child at school then she should offer to do things like help with reading to get a foot in the door at the school, it might lead to other jobs.

aaronpeirson21

also my children are both under 5

aaronpeirson21

hi she did actually look at training to be a teaching assistant but the issue was she couldnt get any funding as she holds a nvq level 2 already in beauty therapy but hates it with a passion sadly but she wouldve loved to work as a teaching assistant ill look for this snowballing thing were abouts was the link did you say ?

anna_1977

If you go back into the SOA link - hopefully you saved you SOA at the bottom it gives you the option to click snowball....

That's such a pain about the Teaching Assistant funding. Is a teaching qualification totally out of the question? Degree?

aaronpeirson21

she would have loved that even more she orginally wanted to be a vert but suffering from rumbatoid artheritus ? so deciding teaching is less physically challenging but as she has no a levels and there is no funding for her to do them she couldnt be a teacher unless we paid for this outright but cant untill we sort theses debt out lol allot of things have changed over recent yearsthey used to be funding for evrything almost to help better pepoles lives

anna_1977

Yeah I started an open university degree and used to get help but haven't managed to complete as funding withdrawn.

Get her to have a look at open uni, there is funding for short courses still to get you back into learning and then if you choose to carry on further you can do student finance - i know technically That would add to your debt but it would be for a good reason.... Might be worth looking.

Anyway, let me know how you get on with snowballing.

aaronpeirson21

hi ill definatley get her to look at that before bed but is an open uni course a recognised qualification for teaching by goverment also is there a link for the snowballing thread as i cant find it anywere at all

anna_1977

There are lots of courses you can do that give you the points you need to then get into a standard uni for teacher training - it might be a better option financially and the a 3 year degree in a couple of years and again that would all be via student finance so all loans and not repayable until earning.

I'm on my phone at the moment so will Message the snowballing link tomorrow - or maybe Google MSE snowballing link - it might come up with something

aaronpeirson21

okay thank you so much take care have a wondeffull evening

StrugglingYouth

Snowball calculator is here for you:

http://www.stoozing.com/calculator/snowball-calculator.php