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Closed Barclaycard. Still showing on credit score.
Tony_Danger
Posts: 24 Forumite
in Credit cards
I closed my Barclaycard last month after I transferred the £3000 balance to a new 0% card with another providor.
When I checked my credit score today, it has a red mark on credit card usage claiming that I have 3 cards with over £7500 usage. In fact I only have two. It seems BarclayCard hasn't been marked as closed.
How long does this usually take?
When I checked my credit score today, it has a red mark on credit card usage claiming that I have 3 cards with over £7500 usage. In fact I only have two. It seems BarclayCard hasn't been marked as closed.
How long does this usually take?
0
Comments
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can take a couple of monthsI’m a Senior Forum Ambassador and I support the Forum Team on the Pensions, Annuities & Retirement Planning, Loans
& Credit Cards boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com.
All views are my own and not the official line of MoneySavingExpert.0 -
As mallygirl points out it could take a couple of months.
I closed mine at the end of March and expect it to show as 'settled' around May or June.
In respect of your 'credit score' ignore it as lenders' don't refer to the scores provided by the three credit agencies. They use their own methods as to whether (or not) you'd be granted credit.It's not your credit score that counts, it's your credit history. Any replies are my own personal opinion and not a representation of my employer.0
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