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credit rating question
fusionx212
Posts: 327 Forumite
Hi I had about 16 credit accounts listed against my credit score. I have cleared 6 of them off and removed 2 credit cards one for vanquis £1000 limit - paid off in full and account closed and one for capital one £250 paid off in full and account closed. I also closed my other store cards and accounts all paid in full. very littlewoods jacamo simply be. I have one credit card with barclays £400 - balance of about £300 on it owed recently used to fix the car. large re-payments each month £150
experian reports it's negatively affected me as credit limit has been removed or closed I was told by a lender that reducing my active credit accounts will help improve my affordability.
is this information incorrect or will it improve over time.
experian reports it's negatively affected me as credit limit has been removed or closed I was told by a lender that reducing my active credit accounts will help improve my affordability.
is this information incorrect or will it improve over time.
0
Comments
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Ignore it. Experian consider any significant change in your credit file to be negative.0
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