Guest101 wrote: »
I'm not sure it would apply in your situation, as you would be a lodger - but worth checking
Pincher wrote: »
It might improve your Experian score, but it sounds like the kind of thing a mortgage lender computer would ignore, unless somebody actually re-wrote the program.
If 10% of mortgage applicants have rent payment history, and 90% do not, it's unlikely to be a major factor. Worse, the lenders could even consider it guilt by association, like Pay Day Loan. That it smacks of desperation.
edinburgher wrote: »
I don't miss renting, but despite doing it for over 10 years (and 10+ addresses), I got on the housing ladder ok. Basics like affordability and a deposit seemed to be considered far more than payment history etc. (I had very little).
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