Credit Card Rejection Bafflement

EB567

So, somewhat embarrassingly, I have been rejected from Aqua Reward, supposedly the most inclusive credit card on the market. And I don't understand why. I wanted the card as a means of building my credit rating, and would never be using it because I actually needed the money.

I have a credit rating of 3.5 (not brilliant but surely not terrible?)
I have never had any credit cards, loans other than a standard student loan - so lack a credit history.
I am a postgraduate student and have an annual income of £10,000 from scholarships and part time/ occasional work.
I am on the electoral role at my address.

Should I try reapplying? Or should I leave it well alone for another 6 months when I will be in full time work?

Thanks in advance for any tips!

[Deleted User]

Try Vanquis. Then leave it for a while if rejected.

Ignore any credit score from anyone who doesn't lend money.

jonesMUFCforever

Try looking at your bank where your salary is being paid into. They should be able to give you an indication without having to credit score you, and get a free Noddle report to see if there are any nasties of which you have no knowledge.

chuckley

my guess is: you have no income.