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Payday loan help!

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Comments

  • SnooksNJ
    SnooksNJ Posts: 829 Forumite
    JohnFree wrote: »
    So I cant take her out for a 40% off meal? !!!!!!? get a life.
    I was unaware Prezzo honored expired coupons.
  • Tiddlywinks
    Tiddlywinks Posts: 5,777 Forumite
    I've been Money Tipped!
    JohnFree wrote: »
    So I cant take her out for a 40% off meal? !!!!!!? get a life.

    You don't get it - it's incredible, unbelievable etc

    You want us to believe that you can't afford your payday loan... YET on the same day you post about £80 trips to the cinema, half price meal deals for date nights, games console games etc.

    Either you're not posting the truth or you're completely incapable of managing budgets responsibly.

    Either way, not good.
    :hello:
  • Somerset
    Somerset Posts: 3,636 Forumite
    Part of the Furniture Combo Breaker
    JohnFree wrote: »
    !!!!!!? get a life.


    !!!!!!? get another loan.
  • AnotherJoe
    AnotherJoe Posts: 19,622 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    JohnFree wrote: »
    You must be such a loser

    Ask yourself who's the one taking out payday loans. A mirror may help.
  • 27col
    27col Posts: 6,554 Forumite
    JohnFree wrote: »
    So I cant take her out for a 40% off meal? !!!!!!? get a life.
    You're the one who can't meet his debt repayments. Not us!
    It looks pretty simple to me. You don't have the faintest idea about prioritising your spending.
    Just as a matter of interest. Why are you looking at dating websites when you apparently have a stay at home wife..
    I can afford anything that I want.
    Just so long as I don't want much.
  • dealer_wins
    dealer_wins Posts: 7,334 Forumite
    Debts before all but essential expenditure, and payday loans are priority number 1.

    Not even a bottle of Evian until they are cleared, just tap water. (Im deadly serious too)
  • SnooksNJ
    SnooksNJ Posts: 829 Forumite
    Richey_ wrote: »
    John
    I was very sympathetic to your predicament and was about to post in here some constructive ideas as to how to deal with your debt. I looked at your old posts when someone mentioned you spent £80 on a family cinema trip and saw that at 12:39pm today you posted that you are going to use a 40% Prezzo discount to take the wife out for date night https://forums.moneysavingexpert.com/discussion/comment/70479720#Comment_70479720

    John it's a tough world and splashing out on £80 cinema trips (incidentally there is a cinema near me which shows all the latest releases for £2.50 each mon-fri) and then perhaps £30-40 on date night is not going to shift the payday loan which is likely to be charging horrendous daily interest so any payment towards it will help to reduce the amount you pay. If you don't pay, then what? Default, CCJ both of which will totally screw you financially for 6 years rather than cutting back in luxuries for a bit and clearing what you owe.

    John, reality check you cannot expect productive assistance with your payday loan when you cannot help yourself.

    :mad: :mad: :mad: :mad: :mad: :cry:
    Don't forget the £29.95 to join a dating site.
  • toniq
    toniq Posts: 29,340 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Last day of school holidays.........just saying.
    #JusticeForGrenfell
  • tibawo
    tibawo Posts: 1,202 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    toniq wrote: »
    Last day of school holidays.........just saying.


    maybe for you. ours are just starting
    Don’t put it down - put it away!

    2025
    1p Savings Challenge- 0/365
  • dealer_wins
    dealer_wins Posts: 7,334 Forumite
    If genuine OP needs to spend like a kid at school until out of debt.
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