COOP switch £105 - ends 10 April 2016

ceredigion

YorkshireBoy wrote: »

I didn't go for the last c.£150 offer, but was this bit in those T&Cs or is it new...

NO that is new. pretty certain it was not in the £105 offer either but don't have a copy to confirm.
The £157 offer T&C that are a mess

Merchant Notes




Your details will be held by OMG Services Ltd and passed on to The Co-operative Bank for confirmation that your cashback can be paid. OMG Services Ltd will delete data in accordance with their Privacy Policy.


Before you start your application for the The Cooperative Current Account please ensure the following criteria apply to you:


• You are at least 16 years of age
• You are a UK resident
• Minimum monthly funding required: £800


Terms and conditions of the TopCashback cashback:



• Please be as thorough as possible when completing your details online to help avoid the application being followed up offline and becoming ineligible for cashback. To ensure that your transaction tracks and to receive your cashback you must generate a new application.
• If the application has been generated via another site (such as a price comparison site) or advertisement, the sale will not be attributed to TopCashback and you will not receive your cashback.
• Make sure you have third party cookie tracking enabled and you allow the confirmation page to fully load before closing the window.
• Cashback will initially track with no amount. Please allow up to 60 days for the full amount of cashback to track. If the full amount has not tracked within 60 days please submit a cashback claim within 12 weeks of the application date.
• Cashback will only be paid to customers who take out the product and transfer to it as their main account.
• Cashback will only be paid to customers who are accepted for The Cooperative Current Account.
• Cashback will only be paid out for new applications that are ‘accepted’ for The Cooperative Current Account that are completed fully online.
• Any members reported to us as applying with fraudulent details or intent to deceive will have their TopCashback account and cashback terminated without notice.
• The Cooperative Current Account cashback is available through TopCashback on genuine, tracked transactions completed immediately and wholly online.
• The Cooperative Current Account cashback can be earned simply by clicking through to the merchant and shopping online as normal.


Make sure you have third party cookie tracking enabled and you allow the confirmation page to fully load before closing the window. For reference and for any possible claims, note down the date and time of your purchase and the quote number provided on the confirmation page. We cannot track via policy number we require a quote number.


Your details will be held by OMG Services Ltd and passed on to The Co-operative Bank for confirmation that your cashback can be paid. OMG Services Ltd will delete data in accordance with their Privacy Policy.


Cashback paid through TopCashback is only paid out once per customer.


• Cashback is only paid on approved applications which are completed online and within 30 days from application. Any application that needs to be followed up offline (for example, to show proof of ID in a branch) or is over the 30 days from application won’t receive cashback
• After submitting an application you will be given a reference number beginning with OLA. Please keep a note of this number as it will be required if you need to submit a cashback claim
• Single and joint account options
• Customers do not need to have another product with The Co-operative Bank to qualify
• You must have an active Co-operative Bank Current Account in order for The Co-operative Bank to approve your TopCashback cashback
• You must have applied and been accepted for the relevant Co-operative Bank account for your cashback to be issued. For current account applications, cashback will only be issued once your account is successfully opened.
• Please note that the use of a Co-operative Bank promotional/voucher code not posted and approved by TopCashback may affect your eligibility for cashback


Please note that the use of a The Co-operative Bank (Terms & Conditions) promotional/voucher code not posted and approved by TopCashback, may affect your eligibility for cashback.


The Co-operative Bank (Terms & Conditions) cashback is available through TopCashback on genuine, tracked transactions completed immediately and wholly online.


If you earn cashback through this merchant, payouts cannot be made by PayPal, Love2Shop, Amazon.co.uk Gift Certificate, Tesco Clubcard, Avios Travel Rewards Programme, British Airways Executive Club, British Airways Executive Club, Avios Travel Rewards Programme, Tesco Clubcard, Amazon.co.uk Gift Certificate, Love2Shop, PayPal, British Airways Executive Club, Avios Travel Rewards Programme, Tesco Clubcard, Amazon.co.uk Gift Certificate, Love2Shop, PayPal, British Airways Executive Club, Avios Travel Rewards Programme, Tesco Clubcard, Amazon.co.uk Gift Certificate, Love2Shop, PayPal, British Airways Executive Club, Avios Travel Rewards Programme, Tesco Clubcard, Amazon.co.uk Gift Certificate, Love2Shop, PayPal, British Airways Executive Club, Avios Travel Rewards Programme, Tesco Clubcard, Amazon.co.uk Gift Certificate, Love2Shop, PayPal or selected gift vouchers


The rates displayed above will include the cashback bonus relevant to what level of membership you are on when you're logged into your account. If you're not logged in to a TopCashback account, the rates shown will include the Plus member cashback bonus.


THE CO-OPERATIVE BANK (TERMS & CONDITIONS) CASHBACK can be earned simply by clicking through to the merchant and shopping online as normal.


[URL="javascript:void(0);"]Less information[/URL]


PLEASE NOTE THAT TRANSACTIONS MAY TRACK AS ZERO INITIALLY, COMMISSION WILL BE AWARDED IF YOU QUALIFY WITH THE RETAILERS TERMS FOR CASHBACK. Transactions are usually confirmed in 2 to 6 weeks. They should become payable 60 - 90 days after the event date, unless otherwise indicated on the Avg Payment Speed statistics (or in the notes) above. Recurrences may be limited.


Cashback rates are subject to change, both up and down.


Whilst the vast majority of transactions from merchants track successfully, occasionally a transaction may not get reported. If you believe this to be the case, please submit a 'Missing Cashback' query within 100 days of the transaction, as we will be unable to chase up older claims. You must click through to the retailer and proceed with your purchase or transaction immediately and wholly online.


Please note that some merchants may not be forthcoming with untracked cashback. We endeavour to chase untracked cashback but reserve the right to halt enquiries at any time. Please do not make purchase decisions based on expected cashback as it is not guaranteed.See our Terms and Conditions for more information.


From time to time the information displayed here may be out of date.

bristolleedsfan

Middle February when I applied via Moneysupermarket.com, I am pretty sure requirement that Salary/Pension credit etc be paid into account was in TCB T+C, I organised for such a credit to go into my new account from end of March.

The requirement has been in Co-Operative Bank - T+C since at least August 2014

http://www.co-operativebank.co.uk/assets/pdf/bank/currentaccounts/common/banking-terms-and-conditions.pdf

keiran

Is it possible to open more than 2 current accounts with the Co-op?

colsten

bristolleedsfan wrote: »

Middle February when I applied via Moneysupermarket.com, I am pretty sure requirement that Salary/Pension credit etc be paid into account was in TCB T+C, I organised for such a credit to go into my new account from end of March.

The requirement has been in Co-Operative Bank - T+C since at least August 2014

What it actually says in the COOP T&Cs is

To have an account you must receive a regular payment (i.e. wage, salary, pension) which you must pay into your account

There is no definition of what "wage, salary, pension" means, and I think they mean "e.g." rather than "i.e". In any case, though, the COOP is not in a position to determine who pays my/your wage/salary as they cannot (and need not) know who pays my/your monthly income.

Anyway, the COOP have been paying the monthly reward o.k. since they started the reward payments if all the pre-requisites have been met.

Ashen

ceredigion wrote: »

Yes you do

Thanks - the reason I asked was because the website says:

When you apply, you just need to let us know:

Your old account details.
The date you want to start the switch process.

Which seemed to indicate you could do it during the application process. Shame, as would help my parents with a switch but they're not keen on phoning.

I may have to try a second account switch sometime myself though, keeping my main account.

badger09

keiran wrote: »

Is it possible to open more than 2 current accounts with the Co-op?

Yes it is....

badger09 wrote: »

UGH Now its £131.25:mad:

Rant over.

Applied for a 2nd Co-operative account 9th April. Email 11th to say approved. Card & PIN now received and switch initiated today. I'm pleased to have found a home for a redundant Yorkshire Bank account.

I can't fault Co-operative, though I have had my main account with them for so long that there's no opening date on their records:rotfl:

I await my TCB £105 with baited breath:D

Customer service chap told me there are several enhancements to the website & app coming in May or June.

Not a minute too soon I hear some of you cry, though they've always done what I needed:o

badger09

Ashen wrote: »

Thanks - the reason I asked was because the website says:

Which seemed to indicate you could do it during the application process. Shame, as would help my parents with a switch but they're not keen on phoning.

I may have to try a second account switch sometime myself though, keeping my main account.

No, a phone call is necessary. I got through very quickly, and phone call was painless.

I feel sorry for the CS people who have to read through the whole of their script, without sounding as bored as their customer on the other end of the phone:p

badger09

ceredigion wrote: »

NO that is new. pretty certain it was not in the £105 offer either but don't have a copy to confirm.
The £157 offer T&C that are a mess

I can confirm there was nothing about receiving regular payments into the account (as in YorkshireBoy's post) in the £105 offer. I printed TCB's T&C on 9th April.

keiran

Applied for, and got, my 3rd Co-op account as couldn't resist another cashback reward - this time of £131.25)

But I applied for this account via quidco , who are only paying £40, and I claimed under its highest cashback guarantee to try and ensure I get £131.25 - thus avoiding the chance of being declined by TCB in case there's a "one only" policy

The highest guarantee claim was agreed by quidco within a few hours!

fuzzgun19

The switching phone call was a painful 33 minutes!