Help with Catalougue Insurance

MakeAChange_2

Hi all, i need some help please, as part of my debt clean up and facing all of my old problems i have come across a number of my statements for the catalougues i used to have.

Basically i had a lot, all were kept amazingly well until i became ill and had to stop working temporarily. I am now back working full time and cleaning up my debts. But one thing that has always bothered me is i was paying, on a number of them something called ''Shopping Insurance Covers your Purchases and Payments'' this was on things like Very, K&Co, ISME etc

Now i paid this on about 8-10 accounts thinking i was doing the right thing by covering myself, when i fell ill i contacted them all and asked for help because i couldnt make my repayments, i was told i was not entitled as i was self employed and they could not assist me in this, then i got really unwell and hospitalized, it took me a while to get benefits in place and everything got into debt!

My question is, is this a PPI and can i claim it back? As it didnt help me, i wasnt aware that i wouldnt be covered and i basically paid it all for no reason and am now left dealing with debts years later.

any advice would be much appreciated

-taff

You can try to complain about yes, but they weren't regulated prior to 2005.
Find out who owns them now, and make a complaint, you will probably be rejected. If you are, you then complain to the company that provided the PPI, in the case of most store store cards, this was GE Money.