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Vanguard Global Bond Index

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  • jimjames
    jimjames Posts: 19,203 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    masamoah wrote: »
    Thanks! What is an example of a general fund? I need to compare this to what i have, that way i can see how it is made up and get funds alike.
    Something like Vanguard LS100 or L&G World index maybe? Really depends what you are looking at for a general fund. I certainly wouldn't be looking at a single bank share.
    Remember the saying: if it looks too good to be true it almost certainly is.
  • badger09
    badger09 Posts: 11,771 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    masamoah wrote: »
    Good point- i think that is where i am going wrong. I need to readjust my investments and take up more equity, as well as more diversification.

    I suggest you have a read around this site, which explains the basics of investing in straightforward language

    If you scroll down the page you'll see a link to Diversification.

    http://monevator.com/category/investing/passive-investing-investing/
  • AnotherJoe
    AnotherJoe Posts: 19,622 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    edited 9 April 2016 at 12:13PM
    If I was saving for a house I wouldn't invest in stocks and shares at all, I'd be using high interest current accounts and a HTB ISA. edit .. and a LISA from next year
  • masamoah
    masamoah Posts: 42 Forumite
    Yes, i have taken your advise and gone and opened a Help To Buy ISA with Santander; the interest rate is 4% but can only pay in a maximum of £200 monthly. Thanks again
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