Pension Forecast

50Twuncle

My wife - has not had paid employment for the last 12 months - being on Carers Allowance - which is supposed to pay her NI ..
I have been trying to obtain a state pension forecast for her and discovered that - she needs a P60 in order to obtain this - but CA recipients are not given P60's
What can she do ?

greenglide

Can you not use a different verification provider who may ask for different evidence.

The other alternative is to use the old system by post or phone.

50Twuncle

greenglide wrote: »

Can you not use a different verification provider who may ask for different evidence.

The other alternative is to use the old system by post or phone.

I don't think that it is for proof of ID rather - proof of income ....??
(which they should know anyway ?)

TadleyBaggie

I signed my wife up for a Personal Tax Account yesterday, used her passport details without problems. Once logged on you can see the NI history (although 15/16 isn't available yet).

xylophone

https://www.tax.service.gov.uk/checkmystatepension

use Government Gateway?

Or your wife can telephone or submit the BR19 form.

50Twuncle

It is NOT the ID bit that is an issue - she passes that bit !!
It is the next step - the actual inputting of the data - the fact that she has ZERO income - hence (as far as HMRC are concerned) - ZERO recent NI payments made.
When, anyone claiming CA have their NI contributions made up for them.

sandsy

An NI statement might be more informative:

https://online.hmrc.gov.uk/shortforms/form/NIStatement

50Twuncle

Perfect - thanks

greenglide

hence (as far as HMRC are concerned) - ZERO recent NI payments made.
When, anyone claiming CA have their NI contributions made up for them.

Credits for being on benefits are not the same as paid contributions even though they of equal value for the pension.

I still don't understand what the P60 would be needed for. If filling a BR19 you can leave most of it blank if you can't supply the data.

p00hsticks

greenglide wrote: »

I still don't understand what the P60 would be needed for. If filling a BR19 you can leave most of it blank if you can't supply the data.

I agree - my OH is 'economically inactive' (effectively retired following redundancy but not yet at State Pension Age) so has no income and hence no P60 but has successfully got himself Pension forecasts sent to him in the recent past.

(I don't think hes used the online service with Verify though).

50Twuncle

Same problem here
I work part time in my mid 50s
I have about 30 years contributions from the past
pay income tax ( combined income from part time job and ill heath pension(s)!!)
Pay no NI due to low pay - from job alone
Try to get a state pension estimate on that. ...