Got Amex now regretting it, advice please...

PeacefulWaters

bearcat16 wrote: »

Amex is awesome, best cards available and exempt from all the ridiculous meddling with interchange fees the EU has been doing, so rewards will likely remain generous.

Accepted in all supermarkets and petrol stations, so working up a big spend every month is easy unless you only shop in small independent stores or brew your own petrol.

I've got the British airways one, which earns us a free 2-for-1 companion ticket every year. Wonderful!

Started with a limit of £4K, raised to £7k after 9 months and then raised to £11k a few months after that.

Offers are superb too, eg £5 credit when spending £10 at post office, or £10 credit when spending £50 in debenhams. Earn 2 avios for every £1 spent. Can't rate highly enough!

I think you'll find your card isn't exempt.

xnoxxnox

keep it and get a second one which is non-amex. I have two in my wallet always: amex cashback + one other cashback. I use e.g. tsb contactless debit card (gives 5% cashback on first 100 spend), or e.g nationwide select (needs nationwide account, e.g. flexdirect just open it for the card, gives 0.5% cashback and no foreign fees), or e.g. halifax clarity (no foreign transaction fees, and if you choose to have halifax account before getting the card one gets 5 GBP cashback on 300 GBP spend a month). I don't think it is emberassing - loads of people get their cards rejected due to not having the money, and most retailers have their "sorry we don't accept amex" line mastered to say in a nice voice. Generally i tend to look for the ames sticker, and just use the other card when not accepted. But e.g. even Tesco accepts amex these days.