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TSB Repayment Mortgage Quote 1992

DollyPeel
DollyPeel Posts: 20 Forumite
Part of the Furniture Combo Breaker
edited 4 April 2016 at 11:32AM in Reclaim PPI & other insurance
Clearing out old paperwork this morning and we've come across our original first ever mortgage quote, which we did accept.
It says..
Net Monthly Repayment £167.43
TSB Mortgage Protection Plan Monthly Payment £15.64
There's also another for a £3000 'advance' i.e...we took out a loan to get the double glazing done.

Are these considered to be PPI ? I know that we couldn't get the mortgage unless we took the insurance (?)

But, all this is back in 1992/3 Is that too long ago ?

Any answers deeply appreciated.

Comments

  • dunstonh
    dunstonh Posts: 120,371 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Are these considered to be PPI ?

    Monthly repayment will be your monthly repayment.
    The £3000 will be a further advance.
    The mortgage protection plan is life assurance.
    I know that we couldn't get the mortgage unless we took the insurance (?)
    That was the case with most banks upto the mid to late 90s. Quite normal and allowed.

    Unless you are immortal, its difficult to see any issues here.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • DollyPeel
    DollyPeel Posts: 20 Forumite
    Part of the Furniture Combo Breaker
    Thanks for replying. All understood now.
    Cheers :D
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