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Extending our house without extending ourselves beyond our means

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  • missymoo81
    missymoo81 Posts: 8,015 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Hey PurplefAiry, I just wanted to say thank you so much for posting such thoughtfulness on my diary. Coincidentally  I have been reading my way through your diary! I’m currently on page 32! Loving your organisation and ability to make meals out of odds and ends! I’m going to carry on reading until I’m caught up. Thanks again x
  • PurpleFairy26
    PurpleFairy26 Posts: 3,903 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Just plodding on this week. Not aiming to achieve too much. Anything that is achieved is a bonus! 

    Need to do food order tomorrow for Friday delivery but hopefully won’t be too big as have done a plan based on freezer contents. I have cancelled my veg box for this week too. We still have some left from last week and so need to be sensible, although the raspberries did sound yummy! 
  • savingholmes
    savingholmes Posts: 29,032 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hope you keep the grocery spend under control. I keep losing that battle. I was better before lockdown - but now I am only shopping once a week I buy more 'just in case' food than I would if I was comfortable just nipping out to a shop. 
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £172.5K Equity 36.11%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.6K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.4/£127.5K target 24.6% 1/9/25
    (If took bigger lump sum = 53.3K or 41.8%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
    (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £4.8K updated 29/7/25
  • debtfreeoneday
    debtfreeoneday Posts: 5,013 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    I keep trying to use the good fooood app and I struggle with it. Do you use that?
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • missymoo81
    missymoo81 Posts: 8,015 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Hey PF, I’m def going to give using the good food website a go. And you’ve just reminded me I need to dig through the freezer and see what’s in there! I hope you have a lovely day.
  • PurpleFairy26
    PurpleFairy26 Posts: 3,903 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Hope you keep the grocery spend under control. I keep losing that battle. I was better before lockdown - but now I am only shopping once a week I buy more 'just in case' food than I would if I was comfortable just nipping out to a shop. 
    I’m getting better during lockdown. There was definitely a bit of that at the start but now I’m back to meal planning and only buying what we need to avoid waste. Difficulty were having is we used to shop at L1dl for most things and then butchers and mr s or mr t for what we couldn’t get. But as we’re shielding we’ve had 1 slot a week which we’re grateful for but due to some items not being available or general stock availability and overall price increases (Without the value to non value sm benefits) it Is just more expensive. 

    Am working through the freezer though which helps. 
  • PurpleFairy26
    PurpleFairy26 Posts: 3,903 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    I keep trying to use the good fooood app and I struggle with it. Do you use that?
    Haven’t used it in a while but I’ve just been on now - thanks for reminding me about it - and it looks to have had a bit of a makeover, including a helpful ‘cook’ mode which means your screen doesn’t turn off whilst cooking. So will give it another go. 
  • PurpleFairy26
    PurpleFairy26 Posts: 3,903 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Hey PF, I’m def going to give using the good food website a go. And you’ve just reminded me I need to dig through the freezer and see what’s in there! I hope you have a lovely day.
    I set myself random challenges of eating out of the freezer to get stuff used and on my meal plan. Hope you find some treasurers. 
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