Getting a Grip and Saving towards the mortgage

michelle09

Glad the support here is helping keep you on the straight and narrow (it does for me too).

Hopefully your step-parent will pull through as quickly as possible. Will it be possible to convince them to move somewhere with more facilities?

try_harder

Morning Busy Mee1. Please dont stop writing in your diary ,i for one look forward to seeing your posts and i am inspired by your financial improvement month to month and listening to stories of your family and home .I am so sorry that you are feeling a bit low at the minute ,it happens to all of us for varying reasons and its only to be expected with all thats going on you must be exhausted both physically and even more so emotionally ,these sad events drain us and also bring it home to us how hard it can be getting older .We had some friends who did the exact same thing and moved miles away from family and friends in their 60s for an adventure and of course the inevitable happened and they were left alone ,its a hard one .
Hopefully you are at the gym now ,my daughter always notices it if she doesnt have her 3 or 4 times a week gym sessions ,you will bounce back ,i have felt sad a few times this week missing all the loved ones in my family who always spent Christmas with us and are no longer here ,although Christmas is a happy time its also very tiring with so much to think about and so much to arrange and it must be even harder for you as you also work so hard .All in all it would be surprising if you didnt feel low with all that you have going on at the minute but it will get better and you are such a lovely person you are making a wonderful difference to your this mans life be proud of yourself x

themadvix

Please keep writing BusyMee! I look forward to your posts about your life and the latest scam you've pulled on the banks

Hope things improve for elderly step-parent and hope you get that hole in the wall filled in soon!

Busy_Mee1

Thank you for your good wishes, I have been very fortunate over the last week and really experienced the kindness of relative strangers. It has made me feel very grateful. The news is not great though and although my parent is starting to recover from the initial diagnosis, tests have uncovered something much more serious and they won't be able to treat him. There is to be a meeting on Monday to discuss palliative care and next steps.

Although he is a good age and has had a good life, it is all very sad. I just hope that the last stage of his life will be comfortable, without any pain and fear.

I am trying to look practically now at the next few weeks in the run up to Christmas to free up as much time as I can. I have cancelled out of a couple of Christmas meals that mean staying away from home and I am trying to manage down any work commitments.
MSE efforts are probably going to go on a back burner for now, but I will be back shortly with the November update ( didn't feel right to include it in this post).

Busy_Mee1

It has been a very eventful month but we have managed to stay on track with everything. Finances have been tight, but mainly because of the holiday credit card spending and paying for the new gate.

So the figures for November are as follows:

Saved this month. £1530.49
Total Savings. £59,333.62
Mortgage. £242,113.53
Savings offset Mortgage to: £182,779.91
Savings:Mortgage. 24.5%

The good news is that we managed to save £1500 again and we now only need to put £666.38 into savings to hit the £60k target by the end of December. Anything else will be put towards the fireplace, which will need paying in January. Hopefully at the year end we will have saved 25% of the mortgage.

try_harder

When something happens to someone we love or care about age becomes irrelevant and although we know that maybe our older relative has had a healthy ,happy life the love we feel for them is exactly the same as any other so this thinking does not help us ,we want to keep that person for ever and if this person that we love is suffering this can feel unbearable too and the feelings of helplessness can be intense ,these reactions are completely normal and although very difficult whilst going through it it also brings with it a feeling of perspective ,a full realisation of whats important in life ,firstly love followed by health ,other things no longer seem so important .Things will get better again Busy Mee1 meanwhile do what you can but dont completely wear yourself out i dont know if you have /he has other family members who can share everything with you i do hope so .Take care of yourself .

Busy_Mee1

What a lovely post - made me tearful. Thank you Try Harder x

themadvix

So sorry to hear your sad news BusyMee, but I completely agree with what TryHarder said - just because someone has lived a good, full life, it doesn't make it any easier to say goodbye. I hope the meeting goes well today. x

try_harder

I have been thinking about you the last few days and wondering how things went on Monday

Busy_Mee1

I am not sure what happened to Christmas, it hasn't arrived yet at Mee Towers - no Christmas Tree or decorations up yet. Instead I have been travelling the country throwing £20 notes into the wind....or that is how it feels. All notion of a budget seems to have gone out of the window.
I had totally forgotten how much Christmas costs at work with buying the team drinks, meals and gifts - must try and remember to budget next year.

We also still hospital visiting, although it looks like they will be discharging my parent next week as there is nothing more they can do for him medically. We are just waiting for the Social Worker to get in touch to arrange all the care he will need. The prognosis is that he probably just has months to live. I have now clicked into practical mode trying to get everything in place for him...it helps I think rather than getting emotional about it.

The fireplace should have been fitted on Wednesday but they have fitted the wrong one :mad: Once Mr Mee realised they stopped work, so I still have a hole in the wall where the fire should be. They can't get the right one until after Christmas so now I have to wait for them to come back and finish fitting the wrong one, so that we are tidy for Christmas. They will then have to come and knock it out again after Christmas and put the right one in. Aargh :mad:
We are going to see how we feel about the wrong one and maybe suggest we keep it but get some money knocked off...we will see

I am currently running my life through a series of lists to try and get everything done - I might end up in a crumpled heap at Christmas. Mr Mee is getting on my nerves because he is not being very helpful - and thinks now might be the ideal time to start looking for a new car :mad:. He may find himself living in it

Thanks for everyone's kind thoughts - it it so lovely to have such kind virtual friends and if you see happen to see a blur racing round Yorkshire this weekend, scattering £20 notes around..it will be me