A Card that shows current balance?

AFK_Matrix

Hi,

I currently have a Nationwide CC but the online banking does not show a current balance or pending transactions and it is driving me mad!! I use YNAB to manage my budget and it never seems to match my CC (even though I have matched up every transaction!) and as there is no current balance available on internet banking it is very hard to see where the issues are coming from.

So are there cards out there that have a current balance on internet banking or at least pending CC transactions?

Thanks.

TadleyBaggie

American Express shows pending transactions.

darkidoe

AFK_Matrix wrote: »

Hi,

I currently have a Nationwide CC but the online banking does not show a current balance or pending transactions and it is driving me mad!! I use YNAB to manage my budget and it never seems to match my CC (even though I have matched up every transaction!) and as there is no current balance available on internet banking it is very hard to see where the issues are coming from.

So are there cards out there that have a current balance on internet banking or at least pending CC transactions?

Thanks.

I use Halifax Clarity and Aqua. Both shows the 'remaining credit available' ie credit limit minus credit used. This is fairly accurate and updates quite quickly compared to transaction history which may take up to 3 days after to show. I am surprised the Nationwide CC does not show the same.

Biggles

Nationwide shows the account balance and remaining credit in real time. Every card I have ever had an online account for shows that.

True, it doesn't show pending transactions, but then only Amex that I have does that.

jonesMUFCforever

Pen and pencil works for me.

piehole

Any flavour of Capital One shows both current balance updated and pending transactions, assuming you don't need a huge credit limit, that is.

[Deleted User]

Aqua shows pending transactions now

SuperHan

MBNA includes pending transactions in the current balance, and splits them out separately too for extra clarity.

msallen

piehole wrote: »

Any flavour of Capital One shows both current balance updated and pending transactions, assuming you don't need a huge credit limit, that is.

Agreed - CapOne shows pending transactions. I don't know what you mean about the credit limit though - unless they only offer sub-prime cards to new customers nowadays? My CL with them is £15K and has been for a decade or more.

Darksparkle

My MBNA and Barclaycard both show it.

chattychappy

My Santander Zero can show pending transactions..