A Card that shows current balance?

Hi,

I currently have a Nationwide CC but the online banking does not show a current balance or pending transactions and it is driving me mad!! I use YNAB to manage my budget and it never seems to match my CC (even though I have matched up every transaction!) and as there is no current balance available on internet banking it is very hard to see where the issues are coming from.

So are there cards out there that have a current balance on internet banking or at least pending CC transactions?

Thanks.

Comments

  • TadleyBaggie
    TadleyBaggie Posts: 6,569 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    American Express shows pending transactions.
  • darkidoe
    darkidoe Posts: 1,129 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    AFK_Matrix wrote: »
    Hi,

    I currently have a Nationwide CC but the online banking does not show a current balance or pending transactions and it is driving me mad!! I use YNAB to manage my budget and it never seems to match my CC (even though I have matched up every transaction!) and as there is no current balance available on internet banking it is very hard to see where the issues are coming from.

    So are there cards out there that have a current balance on internet banking or at least pending CC transactions?

    Thanks.

    I use Halifax Clarity and Aqua. Both shows the 'remaining credit available' ie credit limit minus credit used. This is fairly accurate and updates quite quickly compared to transaction history which may take up to 3 days after to show. I am surprised the Nationwide CC does not show the same.

    Save 12K in 2020 # 38 £0/£20,000
  • Biggles
    Biggles Posts: 8,209 Forumite
    1,000 Posts Combo Breaker
    edited 2 April 2016 at 8:47AM
    Nationwide shows the account balance and remaining credit in real time. Every card I have ever had an online account for shows that.

    True, it doesn't show pending transactions, but then only Amex that I have does that.
  • jonesMUFCforever
    jonesMUFCforever Posts: 28,898 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Pen and pencil works for me.
  • piehole
    piehole Posts: 21 Forumite
    Any flavour of Capital One shows both current balance updated and pending transactions, assuming you don't need a huge credit limit, that is.
  • Aqua shows pending transactions now
  • SuperHan
    SuperHan Posts: 2,269 Forumite
    Part of the Furniture 1,000 Posts
    MBNA includes pending transactions in the current balance, and splits them out separately too for extra clarity.
  • msallen
    msallen Posts: 1,494 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    piehole wrote: »
    Any flavour of Capital One shows both current balance updated and pending transactions, assuming you don't need a huge credit limit, that is.

    Agreed - CapOne shows pending transactions. I don't know what you mean about the credit limit though - unless they only offer sub-prime cards to new customers nowadays? My CL with them is £15K and has been for a decade or more.
  • Darksparkle
    Darksparkle Posts: 5,465 Forumite
    My MBNA and Barclaycard both show it.
  • chattychappy
    chattychappy Posts: 7,302 Forumite
    My Santander Zero can show pending transactions..
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