We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
A Card that shows current balance?

AFK_Matrix
Posts: 682 Forumite
in Credit cards
Hi,
I currently have a Nationwide CC but the online banking does not show a current balance or pending transactions and it is driving me mad!! I use YNAB to manage my budget and it never seems to match my CC (even though I have matched up every transaction!) and as there is no current balance available on internet banking it is very hard to see where the issues are coming from.
So are there cards out there that have a current balance on internet banking or at least pending CC transactions?
Thanks.
I currently have a Nationwide CC but the online banking does not show a current balance or pending transactions and it is driving me mad!! I use YNAB to manage my budget and it never seems to match my CC (even though I have matched up every transaction!) and as there is no current balance available on internet banking it is very hard to see where the issues are coming from.
So are there cards out there that have a current balance on internet banking or at least pending CC transactions?
Thanks.
0
Comments
-
American Express shows pending transactions.0
-
AFK_Matrix wrote: »Hi,
I currently have a Nationwide CC but the online banking does not show a current balance or pending transactions and it is driving me mad!! I use YNAB to manage my budget and it never seems to match my CC (even though I have matched up every transaction!) and as there is no current balance available on internet banking it is very hard to see where the issues are coming from.
So are there cards out there that have a current balance on internet banking or at least pending CC transactions?
Thanks.
I use Halifax Clarity and Aqua. Both shows the 'remaining credit available' ie credit limit minus credit used. This is fairly accurate and updates quite quickly compared to transaction history which may take up to 3 days after to show. I am surprised the Nationwide CC does not show the same.
Save 12K in 2020 # 38 £0/£20,0000 -
Nationwide shows the account balance and remaining credit in real time. Every card I have ever had an online account for shows that.
True, it doesn't show pending transactions, but then only Amex that I have does that.0 -
Pen and pencil works for me.0
-
Any flavour of Capital One shows both current balance updated and pending transactions, assuming you don't need a huge credit limit, that is.0
-
Aqua shows pending transactions now0
-
MBNA includes pending transactions in the current balance, and splits them out separately too for extra clarity.0
-
Any flavour of Capital One shows both current balance updated and pending transactions, assuming you don't need a huge credit limit, that is.
Agreed - CapOne shows pending transactions. I don't know what you mean about the credit limit though - unless they only offer sub-prime cards to new customers nowadays? My CL with them is £15K and has been for a decade or more.0 -
My MBNA and Barclaycard both show it.0
-
My Santander Zero can show pending transactions..0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 350.3K Banking & Borrowing
- 252.9K Reduce Debt & Boost Income
- 453.2K Spending & Discounts
- 243.3K Work, Benefits & Business
- 597.9K Mortgages, Homes & Bills
- 176.6K Life & Family
- 256.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards