Apple pay

Phoenix407

Hi all,

I currently have an Apple Watch, and have waited a very long time for Barclays to pull their finger out and support the service (they're the last major UK bank to adopt the service), only to be told today that they won't offer the service to me, as I only have a "Basic Barclays account". I'm unable to upgrade my account as i'm on Debt management plan and thus they won't offer me a current account.

Can anyone advise if there are any UK banks which can provide me with a bank account, which doesn't require a credit check AND provide Apple Pay?

I don't need any frills like an overdraft facility, just an account I can use to do general day to day things - withdraw cash, pay bills, but most of all, be able to pay for things using my phone or Apple Watch.

I also checked with Halifax and they don't appear to offer the Apple Pay service on their "basic account" either.

Any help would be greatly appreciated.

Many thanks

colsten

You can try Nationwide FlexBasic

diamonds

Given the NW website is a nightmare with more options than needed


http://www.nationwide.co.uk/products/current-accounts/flexbasic/features-and-benefits

Phoenix407

That's great, it appears that they do. Many many thanks!

john1002

Think nationwide are the only ones to be honest.

John

20aday

I'd also suggest Nationwide's FlexBasic account for Apple Pay w/out a credit check.

From what I've gathered since the service launched last July customers with a "basic" debit card (i.e. the ones you can't use for offline transactions e.g. Pay at Pump) are pretty much excluded, the exception being Nationwide.

In terms of Barclays Bank despite the Apple Pay Terms and Conditions being erroneously shown the other day I think you'll be waiting a while longer for them to (finally) launch.

Phoenix407

I agree, Barclays approach to it has been an absolute joke, only to hold out for this long and then to be told they won't give it to me. That shows where loyalty got me.

Thanks for advice. I've just applied for a Nationwide account and succeeded. Thanks again all. Have a good evening.

Ronnierhino7

Don't count your chickens yet I applied for a basic account with nationwide twice a few years ago got accepted online got a letter through saying I have been rejected, since they have revamped the basic accounts this year I tried again got accepted again and actual got a account this time and use it as my main bank think nationwide are fussy on who they take on.

bigadaj

Apple Watch and dmp and basic account, classic combinations.