We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Thin Credit History, Score of 330?
Options

Stapes
Posts: 1 Newbie
I recently got rejected from my first ever credit card application so i thought i would dig into my credit history a little and I have a few questions.
My entire credit history consists of:
1 settled credit agreement, opened then settled the next month
1 open credit agreement for my bank, up to date for just over two years
1 open credit agreement for a bill, up to date for just under a year
an 'orange' electoral roll warning, because I am registered, but only recently.
Nothing else. This all seems good to me, although the history isnt long, nothing is bad.
My Credit Score of 330 from Equifax seems very low considering, or am i missing something?
Whats the best way to go about building a credit history so I can get a credit card? I earn good money and have fairly decent savings...
My entire credit history consists of:
1 settled credit agreement, opened then settled the next month
1 open credit agreement for my bank, up to date for just over two years
1 open credit agreement for a bill, up to date for just under a year
an 'orange' electoral roll warning, because I am registered, but only recently.
Nothing else. This all seems good to me, although the history isnt long, nothing is bad.
My Credit Score of 330 from Equifax seems very low considering, or am i missing something?
Whats the best way to go about building a credit history so I can get a credit card? I earn good money and have fairly decent savings...
0
Comments
-
Try a sub prime credit card and ignore your score.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 350.9K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.5K Spending & Discounts
- 243.9K Work, Benefits & Business
- 598.8K Mortgages, Homes & Bills
- 176.9K Life & Family
- 257.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards