Duplicated ccj advice needed 29 March 2016 at 7:57PM in Credit file & ratings 1 reply 587 views

ruthb1

I really need help with this as I'm now at my white end and don't know which way to turn.
Stupidly I received a ccj for an old halifax account. The ccj which was taken over by wescot credit services .ccj received in 2012.apparently wescot handed it back to halifax and they then sold the debt on again to b carter solicitors who subsequently ccjd me for the same sort code and account number in 2015. The court is showing two different reference numbers but having spoken to both companies they gave confirmed that they are for the same sort code and account number. B carter transferred the debt to fredrickson. They subsequently passed the debt back to wescot who they gave passed to lowell portfolio. Fredrickson and b carter will not speak to me, I've spoken to halifax who say it's not there issue and as you can appreciate im going round in circles. I really need help on this .

fermi

Might need to legally challenge the 2nd one.

Good place to ask would be: http://legalbeagles.info/forums/

Bryan Carter is not dealing with ;legal cases for debt collectors now, so you'll need to make a formal compliant to the claimant they were acting for. Complain about the 2md CCJ that legally should not have been applied for or granted, stating that you will be referring them to the FOS and FCA if they will not voluntarily have this removed.