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Credit cards keep or ditch?
Tomshayes
Posts: 9 Forumite
Hi I have been slowly rebuilding my credit score.
At present I have
1) Mortgage.. All good
2) Car loan... All good
3) 3 Credit cards
Aqua Card I am using as a fuel card and paying off in full each month!
Vanquis.. Occasional use but current balance is Zero!
Nationwide card rarely use it!
Am I better off ditching one of the cards to help improve my score further?
At present I have
1) Mortgage.. All good
2) Car loan... All good
3) 3 Credit cards
Aqua Card I am using as a fuel card and paying off in full each month!
Vanquis.. Occasional use but current balance is Zero!
Nationwide card rarely use it!
Am I better off ditching one of the cards to help improve my score further?
0
Comments
-
Ditching a card is unlikely to have much effect either way. Just keep using your credit card regularly, paying off in full each month. Never miss a payment on any of your other loans.
Lenders will see that you can use credit responsibly and your chances of being accepted for the best credit card offers will increase0
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