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Next Directory

I recently opened a Next Account but the don't ask how much you earn. How an earth do they decide if you can afford a credit account if they have no idea of your income?

Comments

  • hcb42
    hcb42 Posts: 5,962 Forumite
    presumably there is only a small credit limit initially?
  • A4445
    A4445 Posts: 1,103 Forumite
    Yes that right £300 so quite small
  • hcb42
    hcb42 Posts: 5,962 Forumite
    Yes mine started at that, but it is £5K now - although I rarely buy off them.
  • A4445
    A4445 Posts: 1,103 Forumite
    It just seems strange they don't ask how much you earn?

    Imagine owing next £5k how depressing :rotfl::rotfl:
  • 27col
    27col Posts: 6,554 Forumite
    A4445 wrote: »
    It just seems strange they don't ask how much you earn?

    Imagine owing next £5k how depressing :rotfl::rotfl:
    Easily avoided. Just don't buy £5k's worth of stuff.
    I can afford anything that I want.
    Just so long as I don't want much.
  • A4445
    A4445 Posts: 1,103 Forumite
    Credit limit has jumped from £300 to £1500 on the second statement! Crazy or what?!?
  • DCFC79
    DCFC79 Posts: 40,641 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    A4445 wrote: »
    It just seems strange they don't ask how much you earn?

    Imagine owing next £5k how depressing :rotfl::rotfl:

    I'm hoping just hoping that the customer will keep track of what they have bought and the cost and read the finer details. If they don't keep a track of it and it hits 5k without realising it has then they only have themselves to blame.
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