Debt Free Part 3

natlie

Refund received from Curry's £105

Expenses done £179.50

natlie

Bad News

Argh debt is up £200 BOO!

which puts me back to original debt amount boo

I also need to get a refund for a charge from Very of £121 for washing machine insurance - I already have cover

Good News

I have made a small investment in a catering business we are setting up - this will give my husband an income. I am already owed £200 by a company I catered for last week

I made £34.50 on Ebay on the weekend listed a few more items. Credit score has improved.

I managed to make some room in my kitchen by freecycling some old electrical items that I couldn't sell - both of these items I was given to me as unwanted items so I haven't lost money

I have cleaned my whole house - it looks great!

I have submitted all my expenses £180

I have got my new oven YAY and land lady paid for the electrical work

Nat
x

natlie

Hi

Busy few weeks, short break away in Cornwall, a big event at work and busy catering events. Via word of mouth I have 2 new customers I have already caterer for and 8 bookings for the next few months and 47 packed lunches a day for 5 days in August at £5 per head eeek - means we should be up £1000 by August

I am awaiting payment for 2 events £108 and I submitted expenses of £68 today

Have 17 items listed on Ebay

Have cleaned my kitchen - its almost spotless - need to finish mopping the floor - only got half done yesterday because the kids were home

Absolutely shattered only got 5.5 hours sleep last night because little one kept me awake

Been to the gym - Spin Class back to cutting to loose more weight so food bill should be lower - also remembered to bring in packed lunch today.

That's it for now

Nat

natlie

Debt is still going completely the wrong way, in spite of me selling half my wardrobe on Ebay. Debt is not around the £20k mark Catering business has around £322.50 in outstanding payments and future income of £1387.5 so happy that that is building up. should help a lot with reducing the debt.

Nat

natlie

Hi all

Debt is still going the wrong way, I need a slap and a good talking too. Working 2 jobs and having the 3 kids home is not giving me time to sit down and review my spending or sort out the books for the part time business. I'm shattered and really disorganised which is not good

I am also expecting a big payment of expenses from work of nearly £400 and my boss just isnt signing it off which is really stressing me out

Nat

natlie

I'm ill urgh - have feeling poorly makes me feel miserable

Expenses have been submitted woo hoo £374
Have a buffet to do tonight - face mask and gloves for m but income from that should be £80
due £100 from another
£29.95 from another plus they have got me a new customer

My gran sent me £60 in the post

I have a new buffet booking for Oct 5th £120

Work is getting me down my proper job although well paid is not challenging and is making me quite miserable, I am looking for something else already but feel bad doing so as I have only been here 7 months

2 weeks until the kids go back to school, which means - school uniforms argh

Need to go and lie on a sofa and cry a little bit today

Groan

Nat
x

natlie

Hi

I am not updating this enough!

My goals for this week are to post already sold Ebay things and to list some more Ebay things, I need to pay off the £194.25 I owe to Next as its hanging around.I would like to raise the same on Ebay this week as I did last week so goal of £68.

I have submitted expenses of £89 which could also go towards this debt.

Catering business is still ticking over had three orders for buffet this week and 2 cake, nothing for next week yet.

I filled in the Snowball calculator earlier and it made me a bit sad, have to change some of my payments around to pay off more efficiently but also it said I wouldn't be debt free for 4 years wah

Nat

natlie

Hi

Last few weeks have been tough, I have over £1000 in outstanding invoices from businesses that I have catered for and up to 3 orders are coming in weekly - but I'm having to up-front the costs.

Hopefully I will be paid soon and this money will help with Christmas.

I have updated all my debts above and I managed to pay off my Next Account this month. Woo Hoo

I have £150 in expenses finally paid today after a month delay due to a lack of resource in our finance team.

I'm working up to a bonus of around £1k in March and this will really help to pay off my virgin CC which I need to do before the 0% ends.

Nat