Cash Advance Fee

irishpot

Hi folks

I have completed a few 0% c/c balance tranfers offers on to my bank mastercard, however this time i have been charged a 1.5% fee for "Cash Advance Fee"

Have i a case to reclaim this charge?

1. bank never did this charge before

2. the transfer from my bank mastercard to my account was completed online

3. my bank mastercard was never in the red

Thanks

knowledgeman

irishpot wrote: »

Hi folks

I have completed a few 0% c/c balance tranfers offers on to my bank mastercard, however this time i have been charged a 1.5% fee for "Cash Advance Fee"

Have i a case to reclaim this charge?

1. bank never did this charge before

2. the transfer from my bank mastercard to my account was completed online

3. my bank mastercard was never in the red

Thanks

No case at all

The bank you transfered it from must have put the merchant identification code as a cash type transaction and this is why you have been charged it

Perfectly legit and your only recourse would be to complain to the transfering code about the fact they processed it as a cash type transaction

irishpot

Well I decided to phone my bank.

Told them i had never had any fees for transfering my funds from my Mastercard to my current acount before (which is true) so they are refunding me! But they did warn me, the next time there will be a 1.5% fee!



:j