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confused
zak2012
Posts: 326 Forumite
last month my credit report was 594 points but today new report is 584 and there is record of search from yorkshire bank. so is it bad i lost 10points? is it gonna be bad for my banking or affect my other accounts? im confused. how this works?thanks
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Comments
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Why would one made up number be any different to another made up number when it comes to your finances? You need to stop looking at things that are complete nonsense otherwise you'll give yourself an ulcer.0
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In simple terms ignore the score lenders don't see it.
You need to be more interested in what is on the credit file, i.e. no defaults, all your data is correct and up to date, not having stupid amounts of credit available or in use compared to your salary etc. etc.
When it comes to searches a few searches here and there will have little impact. You need to avoid multiple searches in quick succession as that would have a negative impact on your short term credit worthiness.0
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