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Why so low?
zultan
Posts: 67 Forumite
in Credit cards
My scores, from Checkmyfile.com:
28-08-2007 Experian 659
28-08-2007 Callcredit 824
28-08-2007 Equifax 809
I have a couple of late payments from 2001, that's it. No cards overlimit, within my overdraft always. All loans settled.
I can't see anything in my Experian report to explain why it's so low compared to the others. Can anyone offer any guesses?
28-08-2007 Experian 659
28-08-2007 Callcredit 824
28-08-2007 Equifax 809
I have a couple of late payments from 2001, that's it. No cards overlimit, within my overdraft always. All loans settled.
I can't see anything in my Experian report to explain why it's so low compared to the others. Can anyone offer any guesses?
0
Comments
-
Ignore those scores as they mean NOTHING !!
There is no such thing as a national credit score therefore you cannot compare these fictitious figures from 3 differing organisations who have differing ways of calculating.
They DO NOT determine whether you will or will not get credit.
I hope you didn't pay to get them !0
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