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Cards full what can i do??

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  • planteria
    planteria Posts: 5,322 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    agreed re. more info required to help..
    it would seem that all is not Too Bad with this, even though it may feel like it.
    my guess is that defaulting and ruining history altogether is not a good idea, and that moving the debt to a loan is likely to be tough. if that is the case then tackling the debts, head on, is the way forward.
    giving us more info, and then taking advice about how to allocate payments towards the three separate debts. payments to all 3 will be required, but Every Spare Penny thrown at the account with the highest rate will be wise.
    that said, it just may be that, depending on who the accounts are with, that i would target a particular card first with the aim/hope of then getting that provider to take on the debt from the other two, potentially on a good deal. if that were possible it would be a huge help.
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