Clearscore dates

hign10pines

I have clearscore as well as noddle. In 'overview' I'm told I have a default but it's not listed on the 'account', in fact there is no mention of what the account is (loan/credit card/etc) and if it's settled/satisfied or if there was a default.

When will the defaulted accounts fall off my report? I thought it was from date of default but as the only date is the closed date, will it be that date instead? Will the default fall off after 6 years but the account stay till the end date'?

Noddle:

Gothia - default 28/03/2013 end date 21/03/2014
EE - default 10/12/2011 end date 10/12/2011

Clearscore:

Gothia - last updated 2 June 2014
EE - last updated 17 January 2012

Thing I do like about clearscore is none of my pdls show up.

fermi

I would query with clearscore and maybe Equifax direct as that is where they source the data from.

A creditor can't or must not report it as a default to one CRA and something undefaulted to another, so it's either wrong data with Equifax/Clearscore, or it is being displayed wrongly on your CS report.