Avios collecting

Simol

I have collected Avios (previously Air Miles) for years and have had numerous flights, hotel rooms and cars hired. I have used a Tesco Credit card buying my fuel from Tesco as well as most weekly shopping. The credit card is also used almost exclusively for all extra monthly expenditure, meals out and travel.... and is always settled at the end of each month.
I am now reliably informed that the BA Amex Credit Card will give an even better Avios return than the Avios return on my Tesco MasterCard. Has anyone done the sums to confirm whether this is the case, based on my typical spending pattern?

phatbear

BA Amex will give you 1 mile per £1 spent
Tesco will give you 1p per £8 spent. Tesco converts at £2.50 for 600miles so you need to spend at least £2000 to get 600miles however you would need to spend £600 with the BA amex to get the same miles

guesswho2000

phatbear wrote: »

BA Amex will give you 1 mile per £1 spent
Tesco will give you 1p per £8 spent. Tesco converts at £2.50 for 600miles so you need to spend at least £2000 to get 600miles however you would need to spend £600 with the BA amex to get the same miles

In reality, Tesco is even worse than that, as it only gives points on exact multiples of £8 - spend £799.00 in 100x transactions of £7.99, zero points!

msallen

The BA Amex is far better as explained above. Just note however that if you have previously transferred your Tesco Clubcard points to Avios.com, then Avios from the BA Amex will go to an account with BAEC. This isn't a problem as you can freely transfer Avios between the two accounts, but its just something to be aware of.

phatbear

guesswho2000 wrote: »

In reality, Tesco is even worse than that, as it only gives points on exact multiples of £8 - spend £799.00 in 100x transactions of £7.99, zero points!

i didnt want to complicate matters further by mentioning that fact but its worth knowing of course.

I have a tesco clubcard credit card but only use it at stores where they dont accept amex, like ikea/b&q etc

bonjan

The Lloyds Avios Rewards will give you 25% more Avios than the BA Amex and has no foreign transaction fees.
It has a £24 yearly fee but it's likely worth it.

Simol

I use my Tesco credit Master card in Tesco supermarkets and buy my fuel from Tesco and because I got my card many years ago, my monthly spend automatically is converted to Avios. Is the rate any different because of automatic conversion or Is the BA Amex deal for Avios still a better bet?

PeacefulWaters

Simol wrote: »

I use my Tesco credit Master card in Tesco supermarkets and buy my fuel from Tesco and because I got my card many years ago, my monthly spend automatically is converted to Avios. Is the rate any different because of automatic conversion or Is the BA Amex deal for Avios still a better bet?

Either of the BA Avios cards will earn your more Avios than the Tesco credit card. When shopping at Tesco you should pay with the BA card but continue to collect Clubcard points via the clubcard.

If you want a referral for the fee free BA card which, I believe, will give you an extra 1.000 Avios in addition to the sign up bonus, PM me.

ClaretHead

And there are currently Avios points bonuses for opening a BA AMEX Avios card - if you get the basic card and spend 1000 pounds in 3 months you get 9000 Avios - if you get the premium card (195 fee per year) and spend 3000 in the first 3 months you get 25000 Avios bonus.

Also note that if you spend a lot more in the year, you can get a 2-4-1 voucher - which means that if you have enough Avios for a return somewhere, you can take another person with you without spending any more Avios (just the taxes and fees).

Simol

Thanks folks. Paying with the BA Amex but still collecting Tesco club card points is the way forward! Great! Why didn't I think of that!!