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Account opening with online debit card deposit

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Comments

  • cheesetoast
    cheesetoast Posts: 258 Forumite
    Fifth Anniversary 100 Posts Combo Breaker Name Dropper
    colsten wrote: »
    I know of no current account application that offers, or requests, an opening deposit.
    I don't think Halifax will actually issue the debit card for an account until £100 is deposited.
  • blink18
    blink18 Posts: 685 Forumite
    cheesetoast wrote: »
    I don't think Halifax will actually issue the debit card for an account until £100 is deposited.

    I got mine without depositing a penny on the reward account.
  • colsten
    colsten Posts: 17,597 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    cheesetoast wrote: »
    I don't think Halifax will actually issue the debit card for an account until £100 is deposited.
    Have you got the exact words from the T&Cs for that, please?
  • diamonds
    diamonds Posts: 6,048 Forumite
    Debt-free and Proud!
    blink18 wrote: »
    I got mine without depositing a penny on the reward account.


    Yes, I received card then FP across funds, then done my 4% HTB ISA
    SO... now England its the Scots turn to say dont leave the UK, stay in Europe with us in the UK, dont let the tories fool you like they did us with empty lies... You will be leaving the UK aswell as Europe ;)
  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 20 March 2016 at 12:48AM
    colsten wrote: »
    Have you got the exact words from the T&Cs for that, please?
    It certainly used to be the case going back 8-10 years...but I think only for branch applications?


    EDIT: Here's a post (of mine) from 2008, referring to a 2007 switch...

    https://forums.moneysavingexpert.com/discussion/comment/9206923#Comment_9206923

    And here's a thread from as recently as 2011...

    https://forums.moneysavingexpert.com/discussion/comment/41076094#Comment_41076094
  • diamonds
    diamonds Posts: 6,048 Forumite
    Debt-free and Proud!
    YorkshireBoy wrote: »
    It certainly used to be the case going back 8-10 years...but I think only for branch applications?

    Whatever has a tree got to do with banking ? is that when you threaten to stick one up the telephone operator because your money screen thing is broken and they cant help ?



    ;)
    SO... now England its the Scots turn to say dont leave the UK, stay in Europe with us in the UK, dont let the tories fool you like they did us with empty lies... You will be leaving the UK aswell as Europe ;)
  • Westie983
    Westie983 Posts: 5,215 Forumite
    Tenth Anniversary 1,000 Posts I've been Money Tipped! Name Dropper
    edited 20 March 2016 at 6:06PM
    It did used to be the case that a card was only sent when £100 was credited into the account overnight, or £10 for cardcash/Expresscash customers but this isn't the case any longer, stopped about years ago,

    you get a card delivered within 7 - 10 days of the application, but you can still credit the account over the counter/via FP/SO with just the sort code and account number till the card arrives.
    I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.
    Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%
    Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%
    Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%
    Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%
    £2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%
    The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%
    Total £4095.19/£7332.95 = 55.84%
  • diamonds
    diamonds Posts: 6,048 Forumite
    Debt-free and Proud!
    Westie983 wrote: »
    It did used to be the case that a card was only sent when £100 was credited into the account overnight, or £10 for cardcash/Expresscash customers but this isn't the case any longer, stopped about three years ago,

    you get a card delivered within 7 - 10 days of the application, but you can still credit the account over the counter/via FP/SO with just the sort code and account number till the card arrives.

    Interesting because Ī had a Halifax Current, Cardcash and Passbook over 16-18 yr old period and held them till I left (missed out on conversion shares due to wrong staff advice) I assume this came in when BOS merged in 2001 ?
    SO... now England its the Scots turn to say dont leave the UK, stay in Europe with us in the UK, dont let the tories fool you like they did us with empty lies... You will be leaving the UK aswell as Europe ;)
  • Westie983
    Westie983 Posts: 5,215 Forumite
    Tenth Anniversary 1,000 Posts I've been Money Tipped! Name Dropper
    diamonds wrote: »
    Interesting because Ī had a Halifax Current, Cardcash and Passbook over 16-18 yr old period and held them till I left (missed out on conversion shares due to wrong staff advice) I assume this came in when BOS merged in 2001 ?

    It was after 2001 as I didn't start in the company till 2006, and It was the case for a while after I started, I suppose it could have been six years ago it stopped but it doesn't happen now.
    I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.
    Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%
    Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%
    Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%
    Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%
    £2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%
    The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%
    Total £4095.19/£7332.95 = 55.84%
  • diamonds
    diamonds Posts: 6,048 Forumite
    Debt-free and Proud!
    Westie983 wrote: »
    It was after 2001 as I didn't start in the company till 2006, and It was the case for a while after I started, I suppose it could have been six years ago it stopped but it doesn't happen now.

    Really bad idea anyway, imagine low wages waiting on payday credit in then have to go to a branch to withdraw because your card is on the way...poor decision and implementation by the upper elite in BOS, thanks for the info Westie :)
    SO... now England its the Scots turn to say dont leave the UK, stay in Europe with us in the UK, dont let the tories fool you like they did us with empty lies... You will be leaving the UK aswell as Europe ;)
This discussion has been closed.
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