Landlord selling up

AnotherJoe

HappyMJ wrote: »

That was the advice my OH was given from Housing Options at the local council to be able to save the deposit to move. She was on a low fixed income (ESA and HB) If she was made homeless the council would have put her into emergency accommodation in Birmingham some 30 miles away whilst waiting for a property to come up which they estimate would have taken more than 6 months. Not paying the rent was her only option. She ended up staying in the property for 6 months without paying any rent and so far 11 months later after leaving the landlord has done nothing to chase the arrears.

Bit of an eye-opener for all these wannabe LL's who think its a route to instant riches.

dimbo61

Not sure that Not paying rent is a good idea.
In the eyes of the council you have deliberately made yourself homeless and many Landlords can and will take out a CCJ against you so damaging your credit rating even more.
It could take the LL many months to sell the property if they can find a buyer

G_M

Not paying rent can lead to a S8 Notice and a swift eviction which benefits the OP how? At least the LL then has a vacant property to maket.

benjus I agree many FTBs are insufficiently caution / ignorant with tenanted properties, and hence the threads here, but not all. Certainly a tenanted property will reduce the pool of potential buyers though you're right, it won't prevent a sale.

Miss_Samantha

HappyMJ wrote: »

She ended up staying in the property for 6 months without paying any rent and so far 11 months later after leaving the landlord has done nothing to chase the arrears.

Being honest and respectable, surely she is paying was she owes even if it is only a small sum every month.

HappyMJ

Miss_Samantha wrote: »

Being honest and respectable, surely she is paying was she owes even if it is only a small sum every month.

She would if she could afford it. Since we've moved in together as I own a house of my own her ESA and HB has been reduced to zero. She can't even offer a pound. I know it might seem like bad advice but how else is someone going to save the deposit and rent to move without a decent income.

I'm a landlord myself I fully expect my tenant will stop paying the rent if I market the property for sale.

Miss_Samantha

HappyMJ wrote: »

... we've moved in together as I own a house of my own ... She can't even offer a pound.

Right...

HappyMJ wrote: »

I'm a landlord myself I fully expect my tenant will stop paying the rent if I market the property for sale.

I would respectfully suggest that you should perhaps move away from the rogue tenants market and let to decent people instead.

theartfullodger

HappyMJ wrote: »

She would if she could afford it. Since we've moved in together as I own a house of my own her ESA and HB has been reduced to zero. She can't even offer a pound. I know it might seem like bad advice but how else is someone going to save the deposit and rent to move without a decent income.

I'm a landlord myself I fully expect my tenant will stop paying the rent if I market the property for sale.

"Happy": I'm shocked at your views.

"How else is someone going to save"?? Get a job is one option.. (a bit radical I know..). ESA may be if working is difficult, not just impossible.

HB stopping I understand (and quite right to imho). But where in the DWP/ESA rules does moving in with someone who owns their own home necessarily in all cases stop ESA?
https://www.citizensadvice.org.uk/benefits/sick-or-disabled-people-and-carers/employment-and-support-allowance/before-you-apply-for-esa/eligiblility-for-esa/
It may in some, but not all I think. Are you sure ESA was stopped for that or, is something else going on - which you might not know about..
https://www.gov.uk/benefits-calculators

Or have I misunderstood (again). Best regards

Guest101

I think the OP is obviously in a difficult position -


on a practical level for them to move out it is reasonable to require the equivalent of 2 months rent.


HOWEVER if they've not saved up for 10 months, despite blowing their savings moving in to the house. It's just irresponsible and the tax payer will end up footing the bill.

HappyMJ

theartfullodger wrote: »

"Happy": I'm shocked at your views.

"How else is someone going to save"?? Get a job is one option.. (a bit radical I know..). ESA may be if working is difficult, not just impossible.

HB stopping I understand (and quite right to imho). But where in the DWP/ESA rules does moving in with someone who owns their own home necessarily in all cases stop ESA?
https://www.citizensadvice.org.uk/benefits/sick-or-disabled-people-and-carers/employment-and-support-allowance/before-you-apply-for-esa/eligiblility-for-esa/
It may in some, but not all I think. Are you sure ESA was stopped for that or, is something else going on - which you might not know about..
https://www.gov.uk/benefits-calculators

Or have I misunderstood (again). Best regards

It was income based ESA so it stopped due to my assets exceeding the limit. She can not work. She has only just in the last few weeks been granted PIP (£55/week) and she is on a pension (£145/month). That's insufficient income to meet her living costs.

theartfullodger

Apologies and best wishes. I know that some PiP claims have been taking up to 18 months, a national disgrace: (IDS should be shot).