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Do I repair or look to replace
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i dont understand the logic of someone who wants to get out of debt and the first thing they do is plan to sell a perfectly usable asset to replace with a much more expensive asset to do the same function.0
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Better the devil you know. Any replacement is a completely unknown quantity.I can afford anything that I want.
Just so long as I don't want much.0 -
I still don't understand why people think French cars are particularly unreliable.
Go to Morrocco, full of French cars. Lots of other countries in Africa are full of French cars.
France is full of French cars.
People are overly fixated on German cars being superior.
Well unless you ignore the howlers by VAG on emissions, camchain issues on BMW diesels, oil pump problems on 2.0 TDi engines, Passats (and those vehicles on same platform) having serious issues with suspension wear (a colleagues 2003 Passat failed its second MOT and needed nearly £800 of work)
Brake failure on 1 Series, a fault with the ABS unit meant no brakes whatsoever, £2000 to fix with no recall by BMW and the vacuum pump brake issues on the same car, again no recall and if out of warranty you are on your own.
All cars have problems, some people seem to chose to ignore them due to owning a "Premium Brand"
I would rather have a car with some character.0 -
I'm currently trying to get out of a lot of debt. So my motoring needs to reflect this.
Our car is a 2002 2.0 HDI Xsara Picasso. Bought for £1000 5 years ago.
My thoughts are, do I continue to run this car, or (we don't need as big a car as I have a company car aswell) get a smaller reliable car, a 2005 Yaris for example.
Current car:
March 2014 had sills welded up and repainted to get through MOT
March 2016, passed MOT with 1 replacement tyre
Current problems:
Crankshaft pulley needs replacing, local garage will do this for £60
Rust is showing where the welding was done ... could be an issue in a year or two?
Central locking doesnt work, but this doesnt bother me.
Great MPG, but probably matched or bettered by a smaller car.
103000 miles
Tax is £130 per year, which is more than if I bought a younger little car (£30 / year)
So, do I fix the devil I know .... but then what if the clutch goes etc? Will it become a money pit?
I can't make sense of the dilema. My priority is cheapest motoring in the next 4 years witha 5 door car. Annual mileage 10k.
Any help appreciated.
Thanks.
To be honest there's no wonder you're in debt with this kind of thinking!
Your car has an MOT, it will cost just £60 to put right and although the car tax is more expensive you're currently expecting it to be fine for the next year for just that £160
How exactly will spending much more than this on a 2005 Yaris get you out of debt faster?0 -
Most reliable car I ever had was a Citroen ZX Estate.. Did 65,000 miles and never cost me a penny except for tyres and brake pads. Which you would expect on any car. I really don't know why people have this perception that French cars are problematic. Although, I imagine that you could find horror stories about any make and model of car.I can afford anything that I want.
Just so long as I don't want much.0 -
Most reliable car I ever had was a Citroen ZX Estate.. Did 65,000 miles and never cost me a penny except for tyres and brake pads. Which you would expect on any car. I really don't know why people have this perception that French cars are problematic. Although, I imagine that you could find horror stories about any make and model of car.
My parents had a ZX 1.9D which they bought nearly new in 1994. 156K later in 2004, I got £700 px for it against a Fiat Bravo for my wife. It had a full history so extensive it ran onto the inside back cover of the service book, and incredibly was still on its original silencer.0
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