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4 CC's but would 1 be better ?
Em_Bee
Posts: 4 Newbie
in Credit cards
hi - I have 4 CC's
Barclaycard £800
MBNA £500
Santander £2,000
Halifax £600
I repay £18-£25 a month on each and am wondering if I would be better off with it all on one please ?
Barclaycard £800
MBNA £500
Santander £2,000
Halifax £600
I repay £18-£25 a month on each and am wondering if I would be better off with it all on one please ?
0
Comments
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Depends on the APR and offers / available balance on each.This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0
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No idea.
Are your numbers balances or limits?
What are the APRs?
How long will it take you to pay off in full?
Have you looked at a balance transfer card?0 -
oh sorry - the numbers were how much I owe to each , they are all pretty horrendous APRs as I've had them all for over 2 years , probably at £20 a month I will have them for the rest of my life ! ... I will look at a Bal Trans card thank you was just wondering if there was an easy answer. Like repayments on £3,900 (my total debt) will be .... so and so ?0
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I currently have 2 CC's I managed to secure a 0% fee for 12 months minimum payment 1% it may be better if you get a card like this.Sold over £1500 worth of tat hanging around, switched banks, rewarded for spending on Credit cards, cancelled unused subscriptions...Over £8000 better off over 30 months...AIMING FOR DEBT FREE BY JULY 2018!!:T:T0
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thank you - I shall do some research indeed0
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