We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

0 perc. spending products

I did the eligibility checker and I had a weird result: one of the highest percentage options was American Express, even though it requires a £ 20,000 household and I am nowhere near that: will I be likely to be rejected just for this reason if I try to apply? Why is that? I count on paying back in less that 20 months: shall I still apply? Any ideas/suggestions?
Thanks
Helga

Comments

  • forgotmyname
    forgotmyname Posts: 33,034 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    If they have a minimum £20k income then i wouldnt bother applying, too many searches may go against you.

    Its not 100% accurate, even though im not currently working it said i have a better chance of credit compared to my sister?
    Censorship Reigns Supreme in Troll City...

  • sivs
    sivs Posts: 247 Forumite
    Part of the Furniture 100 Posts
    Hey, it asks for household income not individual income.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.6K Banking & Borrowing
  • 254.2K Reduce Debt & Boost Income
  • 455.1K Spending & Discounts
  • 246.7K Work, Benefits & Business
  • 603.1K Mortgages, Homes & Bills
  • 178.1K Life & Family
  • 260.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.