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Packaged account claim

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Comments

  • Finefoot
    Finefoot Posts: 644 Forumite
    I recently went through this process. As I had used the AA on one of my accounts, the claim on that account was unsuccessful.
    Loving the sunny days!
  • Nasqueron
    Nasqueron Posts: 10,817 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Mersey wrote: »
    However many times you repeat that the claimant's evidence is "hearsay" does not make it true.


    I realise what you are trying to say though. Uncorroborated third party evidence would be.


    [Of course with many of these historic claims neither the bank nor the claimant can 'prove' what they contend, but they don't have to. It's on balance as with civil disputes, not a higher - eg criminal beyond doubt - burden]

    Hearsay
    noun
    information received from other people which cannot be substantiated; rumour. LAW


    the report of another person's words by a witness, which is usually disallowed as evidence in a court of law.


    Claim:
    worth pursuing as a lot of staff weren't properly trained and/or had targets to sell upgrades etc

    Proof:
    Nothing more than speculation by an anonymous person on a forum

    Claim:
    website faults

    Proof:
    OP's word

    QED hearsay

    Sam Vimes' Boots Theory of Socioeconomic Unfairness: 

    People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.

  • Mersey_2
    Mersey_2 Posts: 1,679 Forumite
    Nasqueron - I agree with the definition of hearsay - although I meant the legal use rather than a dictionary - but you seem not to understand it.


    As I said: uncorroborated evidence by a third party is.


    A claimant's evidence is not. It is first hand lay evidence (and can be oral or in writing).


    Dunstonh is correct.
    Please be polite to OPs and remember this is a site for Claimants and Appellants to seek redress against their bank, ex-boss or retailer. If they wanted morality or the view of the IoD or Bank they'd ask them.
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