Letter of non provision

Yorkshireman99

Dougalina wrote: »

Oh dear,

Now I know I have made a terrible mistake.

I can’t remember how much I paid, but it wasn’t a lot. Yes, they are the Executors too.

I have been very naïve haven’t I? I should had heard alarm bells when I asked about my Limited Company and they just waived it away. Should I not have put something in my will about that?

What is a STEP solicitor?

Well, can I just scrap what I have done and go to someone else? I think I have signed up to let them store my will for an annual cost of £30 per year. I need to get out of that too.
They tried to hard sell me a living will and a probate thing too.

I feel very foolish now.

Thank you all for your input, it is really valuable.

Don't be too hard on yourself. Plenty of others have fallen into the trap. Just concentrate on putting it right. Ask for the will back and destroy it as soon as you have a new one done.

Mojisola

Yorkshireman99 wrote: »

Don't be too hard on yourself. Plenty of others have fallen into the trap. Just concentrate on putting it right. Ask for the will back and destroy it as soon as you have a new one done.

And tell other people what's happened so that they don't get caught by a similar company.

getmore4less

The Ltd company needs to be considered.

will depend what sort it is and how many directors, share structure, and if it can/needs to stay trading.

Often it's not the will thats the important bit but just having the info ready for those that have to deal with it.

FreeBear

Dougalina wrote: »

I think I have signed up to let them store my will for an annual cost of £30 per year.

A decent solicitor will not charge for storage (mine doesn't, and I've had a will from Eversheds that they held dating back to the 1970s).

As with any document, it is worth having a copy, preferably certified, to keep at home - This covers yourself should the original ever get destroyed accidentally. Submitting a copy to the Probate Registry is a pain in the a*** (for your executors), but it is better than not having the original.

nom_de_plume

Dougalina wrote: »

I should had heard alarm bells when I asked about my Limited Company and they just waived it away. Should I not have put something in my will about that?

I would be seeking a refund on the basis of this as they've poorly advised you. Is there anything in writing? If not maybe write to them and ask the question why it was not considered despite being discussed? Assuming they don't deny any knowledge of it in their reply you should then be in a good position to demand a refund and follow that by a small claim court action if they refuse.