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GE Capital Store Cards
AliRich16
Posts: 1 Newbie
Hello,
I've been very successful with several different PPI claims (seems I always signed up!) and the only ones left that I have not pursued are the store cards that I took out in my student days. I had cards with New Look, Top Shop, House of Fraser, Debenhams and House of Fraser. By going through old bank statements I've found the direct debits/ account numbers for 2 x payments to GE capital bank (the debenhams and river island cards) which I'm going to try my luck with by contacting Santander who I understand bought the company but is there any way of getting hold of account info for the others. They were all GE capital bank accounts. Unfortunately I remember my earlier ones I used to make payments using the payment slip rather than direct debit so don't think I'll be able to find references via bank statements. Had considered trying a reclaim company for these but wondered if it would be possible to do it myself (as I have with all others).
Thanks in advance
I've been very successful with several different PPI claims (seems I always signed up!) and the only ones left that I have not pursued are the store cards that I took out in my student days. I had cards with New Look, Top Shop, House of Fraser, Debenhams and House of Fraser. By going through old bank statements I've found the direct debits/ account numbers for 2 x payments to GE capital bank (the debenhams and river island cards) which I'm going to try my luck with by contacting Santander who I understand bought the company but is there any way of getting hold of account info for the others. They were all GE capital bank accounts. Unfortunately I remember my earlier ones I used to make payments using the payment slip rather than direct debit so don't think I'll be able to find references via bank statements. Had considered trying a reclaim company for these but wondered if it would be possible to do it myself (as I have with all others).
Thanks in advance
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Comments
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NewDay now own the old GE/Santander portfolio.
A claims company won't be able to find your old paperwork any easier than you. You probably don't want them rummaging around in your cupboards anyway.0 -
A claims company rely on you providing the details of the accounts and paperwork (they don't have any access to these, your information is not in the public domain) - do it yourself as you'll do all the work yourself and lose a huge chunk of refund if you use a claims firm - they literally do nothing you cannot do yourself (especially if you have done claims before)
Sam Vimes' Boots Theory of Socioeconomic Unfairness:
People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.
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Yes, it seems many students from around 2000 onwards, took out store cards with the then Arcadia Group (Top Shop, Dorothy Perkins, Burtons, etc).
The Santander > FOS > Genworth route is proving successful at the moment.
www.mirror.co.uk/money/you-used-store-card-1990s-7114139Please be polite to OPs and remember this is a site for Claimants and Appellants to seek redress against their bank, ex-boss or retailer. If they wanted morality or the view of the IoD or Bank they'd ask them.0
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