We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
The MSE Forum Team would like to wish you all a very Happy New Year. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!
Buying first/holiday home in France
Comments
-
Do not shake hands or sign anything until you have checked everything.
After agreeing to buy you have a few days to pull out and then you will have to pay a large penalty if you pull out.
As buyer you will have to pay the agent fees, you will also pay Notaires fees, it is useful to use the same Notaire as the seller.
We found the best way to raise money was from the bank, Credit Agricole in our case, but you will need to have had an account for some time before they will loan, plus check very carefully on the extra costs on top of the interest like insurances etc.
Make sure you can do what renovations you want to do, if near a historic building, Church etc. there may be restrictions.
Finally there is no way I would buy a holiday property in France without having at least 50% of the purchase price.0 -
You will never complain again about buying in the UK after you have bought in France
0 -
You need to seriously think if this is the right time to be doing this. There are very likely to be serious exchange rate fluctuations in the months ahead, with a non-negligible risk of potential legal hurdles.
Apart from any of the usual practicalities and other considerations, those would be a massive red flag for me until June's out the way.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353K Banking & Borrowing
- 253.9K Reduce Debt & Boost Income
- 454.8K Spending & Discounts
- 246K Work, Benefits & Business
- 602.1K Mortgages, Homes & Bills
- 177.8K Life & Family
- 260K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards