We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Defaults Disappeared From Credit File
fruitisbad
Posts: 98 Forumite
A number of defaults that were previously showing on my noddle credit report suddenly aren't. The default dates weren't 6+ years ago so it can't be due to statute barred.
They don't show and never showed on my clearscore report. They did show on Experian but I haven't had access since my trial expired.
Are there any reasons why a default would just vanish?
They don't show and never showed on my clearscore report. They did show on Experian but I haven't had access since my trial expired.
Are there any reasons why a default would just vanish?
0
Comments
-
Yes.
During the process of a debt being re-assigned / sold it will often disappear for a while before reappearing.
The default date must remain the same but the creditor name will change (probably to a Debt Collection Agency)0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.7K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.7K Work, Benefits & Business
- 600.1K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards