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F&F Letters

Hi,

When writing a letter for a debt that is no longer showing on your credit file, do you still include the line
"I also request that, if accepted, you make an entry on my credit reference agency file relating to the above account as having been paid in full and the account closed."

or do you just stick with
"This offer is made on the clear understanding that, if accepted, neither you nor any associate company will take any other action to enforce or pursue this debt in any way whatsoever and that I will be released from any liability."

Many Thanks
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