Harder now for 1st time buyers?

marksoton

littlegreenfrog wrote: »

Like moving to Port Talbot? That was sheer brilliance.

Now you're just being disingenuous and to an extent petulant.

You're 30 for crying out loud. Start exploring your options and quit whining. Because frankly the former will achieve something.The latter will not.

littlegreenfrog_2

marksoton wrote: »

Now you're just being disingenuous and to an extent petulant.

You're 30 for crying out loud. Start exploring your options and quit whining. Because frankly the former will achieve something.The latter will not.

That is literally what another poster on this thread suggested I do. Not exactly helpful.

I am - obviously - exploring my options, and hopefully I will get there soon. But this is a discussion board, after all, and this is a thread about the difficulties faced by first time buyers, which I think most people would agree are considerable. There's no harm in letting off a bit of steam here.

marksoton

littlegreenfrog wrote: »

That is literally what another poster on this thread suggested I do. Not exactly helpful.

I am - obviously - exploring my options, and hopefully I will get there soon. But this is a discussion board, after all, and this is a thread about the difficulties faced by first time buyers, which I think most people would agree are considerable. There's no harm in letting off a bit of steam here.

:wall::wall::wall:

You're really not getting it. I'd wager most people would agree with your sentiment.

What they would not agree with is your inflexibility and quite frankly stubbornness that someone in your situation should be helped with no compromise on your part.

It ain't going to happen!

ognum

littlegreenfrog wrote: »

Like moving to Port Talbot? That was sheer brilliance.

So it's ok for me but not for you!

littlegreenfrog_2

ognum wrote: »

So it's ok for me but not for you!

I have a full-time job in London. You live off the rent you charge other people, which is something you can do from anywhere.

littlegreenfrog_2

marksoton wrote: »

:wall::wall::wall:

You're really not getting it. I'd wager most people would agree with your sentiment.

What they would not agree with is your inflexibility and quite frankly stubbornness that someone in your situation should be helped with no compromise on your part.

It ain't going to happen!

So how far am I supposed to compromise? Is it really that unreasonable that a higher rate taxpayer should expect to be able to buy a place within commuting distance of their job which is big enough to have one child in?

I appreciate that your situation with your daughter isn't ideal - but you couldn't really do that if she was small and lived with you all the time, could you?

Investors have had enough "help" over the years - why not owner occupiers now? The change to BTL tax relief is a good start, but I find it baffling that they get any tax relief at all, frankly. Are the huge capital gains not enough of a carrot?

Thumper7

Of course it is Ognum. Haven't you been listening (reading). I expect so I should get....... its this sense of entitlement. I have a degree, a good job so I expect to get what I think I deserve.

Littlegreenfrog - what is that you want, that you cant get. Life is full of compromises and the sooner you get to grips with that the easier it will be. Its nobody's fault, its life.

littlegreenfrog_2

Thumper7 wrote: »

Of course it is Ognum. Haven't you been listening (reading). I expect so I should get....... its this sense of entitlement. I have a degree, a good job so I expect to get what I think I deserve.

Littlegreenfrog - what is that you want, that you cant get. Life is full of compromises and the sooner you get to grips with that the easier it will be. Its nobody's fault, its life.

My dreams are pretty modest, really. What I'm asking for is pretty small compared to what previous generations have had. All I want is to be able to have a (small) family and raise them in a secure home without the instability that comes with renting. I'm not expecting to be able to afford anything fancy, or to ever own a second property which I can let out so someone young and poor can fund my retirement. But apparently this is asking too much. Oh well.

p00hsticks

littlegreenfrog wrote: »

Are the huge capital gains not enough of a carrot?

That only stays a carrot if house prices continue to rise - something which I assume would not be something you'd like to see as a potential FTB ?

Personally, as someone born in the South East who lived in London for a while, managed to get a foot on the ladder and then cashed in and moved up North, I'd say take a serious look at whether there are any job opportunities in your field elsewhere in the country. Chances are you;d get a much better quality of life

littlegreenfrog_2

p00hsticks wrote: »

That only stays a carrot if house prices continue to rise - something which I assume would not be something you'd like to see as a potential FTB ?

Personally, as someone born in the South East who lived in London for a while, managed to get a foot on the ladder and then cashed in and moved up North, I'd say take a serious look at whether there are any job opportunities in your field elsewhere in the country. Chances are you;d get a much better quality of life

This is definitely something I would look into in the future. My other half is currently retraining so he is stuck down here for the next few years, and we are desperate to live together soon.