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cash card

hi,i will close my TSB cash card beucase they refused me classic plus,but my question is do i have to close my monthly saver with them as well if i dont have other accounts?can i set up standing order from diffrent bank to pay tsb monthly saver £250 a month?
if i have to close my monthly safer with them as well, what other option do i have?is it better if i just open 2nd tesco account and put £3000 in there? in end of the year how much intrest i lost compared betwen tesco at 3% and tsb monthly saver at 5% ? thanks

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