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Copy of Credit file
glentoran99
Posts: 5,825 Forumite
is there anyway you can get a copy of your credit file as how lenders see it? I know its slightly different just interested to see how it looks
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Comments
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Lenders do not get reports from the agencies. They request & receive raw datasets, which they consume and process by applying their own criteria & rules to make sense of an individual's credit profile. The mechanism by which the lender requests the data is very likely enabled by an API or some other interface the agency makes available to the lender.0
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Still rolling rolling rolling......
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SIGNATURE - Not part of post0 -
The reason I ask is because one of my account was partially satisfied but is marked as settled now, it used to say PS but not says settled when accessing using mycredit file, on Equifax itself it says settled but there is a note to say partially satisfied, I would just like to know what exactly a lender will see0
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