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Public liability insurance - single event. Any advice pls?

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Hi!

I have a trade event coming up in June that we will be attending as a stall holder and one of the provisos is that we have public liability insurance in place.

We will have a basic table, no electricity, no sharp things.. nothing of danger! Just leaflets and some pre-packed retail food stuffs. Can anyone point me in the direction of a low cost insurer that is not going to provide very basic cover. Oh, and we are unlikely to attend other events needing cover in the year.

Many thanks
Mark

Comments

  • huckster
    huckster Posts: 5,294 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Do you not already have business insurance that can be extended ?

    You need to speak to a business insurance brokers to discuss what cover you are wanting. Is it customers at the trade event tripping over your stall or someone trying your product and choking to death ?
    The comments I post are personal opinion. Always refer to official information sources before relying on internet forums. If you have a problem with any organisation, enter into their official complaints process at the earliest opportunity, as sometimes complaints have to be started within a certain time frame.
  • huckster
    huckster Posts: 5,294 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Have you looked at CMTIA co uk

    They provide a product and public liability cover for £50 a year.

    You would have to ask them whether it is suitable.
    The comments I post are personal opinion. Always refer to official information sources before relying on internet forums. If you have a problem with any organisation, enter into their official complaints process at the earliest opportunity, as sometimes complaints have to be started within a certain time frame.
  • 4strings
    4strings Posts: 21 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    Thanks Huckster

    Yes, we have PL insurance for our shop so maybe we could extend it.. I'll check. IT's purely in case someone falls over the table or something like that.

    I'll look at CMTIA too thanks :)

    Mark
  • rs65
    rs65 Posts: 5,682 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Combo Breaker
    4strings wrote: »
    Thanks Huckster

    Yes, we have PL insurance for our shop so maybe we could extend it.. I'll check.
    You'll probably find that attendance at trade shows and exhibitions is already included. Worth asking though if your policy is silent on it.
  • 4strings
    4strings Posts: 21 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    Thanks for all your help. Contacted our current insurers and sure enough we do have basic cover included. For a small (cough!) sum we can upgrade further options if we need.

    Cheers
    Mark
  • dacouch
    dacouch Posts: 21,636 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    4strings wrote: »
    Thanks for all your help. Contacted our current insurers and sure enough we do have basic cover included. For a small (cough!) sum we can upgrade further options if we need.

    Cheers
    Mark

    It may well be better in the long run to ask them to adjust the policy to cover trade shows on a permanent basis as for a temporary event, most of the fee will be to cover the administration in adjusting your policy
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