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New Driveway Invoice Problem

I have just had a block driveway installed by a company I contacted after receiving a flyer through my door. I am very happy with the finished result, but the 'boss' is requesting that I make the cheque payable to him, and not the company. I have looked the company up and it does not appear to be a registered company and the invoice I have been given is not very professional looking.

I want to make sure that my financial records are above board and I feel uncomfortable not paying the cheque to the company.

Does anyone have any thoughts or advice for me please?

Thanks in advance.

Comments

  • stator
    stator Posts: 7,441 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    If the company isn't registered then it isn't a company and I guess he is a Sole Trader.

    I'm guessing the invoice doesn't have VAT on it? If it does, does it have a VAT number on it?
    Changing the world, one sarcastic comment at a time.
  • ceredigion
    ceredigion Posts: 3,709 Forumite
    Eighth Anniversary 1,000 Posts Photogenic
    Sole Trader, what is the problem.
  • jblessing
    jblessing Posts: 146 Forumite
    Ninth Anniversary 100 Posts Combo Breaker
    I suspect he is a sole trader, and doesn't have a bank account in the business name (probably to avoid the high charges for business bank accounts). None of which would worry me.
  • Mr.Generous
    Mr.Generous Posts: 4,048 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I am a sole trader, I have a business bank account. The account is under my name T/A (trading as) my business name. I prefer cheques to be made out to my name, the bank dont mind either way. Its not a problem. Anything dodgy going on he'd be insisting on cash.
    Mr Generous - Landlord for more than 10 years. Generous? - Possibly but sarcastic more likely.
  • Unless you're expecting some sort of guarantee, probably backed up with an insurance policy in case they go bust, then if they'd done the work you wanted you should just pay.

    If there is some sort of guarantee what was discussed / in the contract about how that would work and is it is backed up by insurance and have you received this?
    MFW OP's 2017 #101 £829.32/£5000
    MFiT-T4 - #46 £0/£45k to reduce mortgage total
    04/16 Mortgage start £153,892.45
    MFW 2015 #63 £4229.71/£3000 - old Mortgage
  • Elli452
    Elli452 Posts: 37 Forumite
    As others have said it's likely a sole trader. On a lot of invoices the payment terms state who to make the cheque payable to, if this is present on the invoice you have received then I don't see why you have a problem. If it is not present, then perhaps get the builder to sign for payment received in full, stating the cheque number if you want the added peace of mind.


    No builder on the fiddle is going to accept a cheque, it would be cash only.
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