We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Want to become a Forum Ambassador? Visit the Community Noticeboard for details on how to apply

Credit 0% or Mortgage

Hello all..

I have just sorted out my credit score after month of battle. I really want to get my 7.5k credit card to a 0% card. Soon as possible.
But i would like to get a mortgage this year if I can. Can I go and get a better credit card deal without been penalised for a mortgage?
What should I do?
Any advice much appreciated.

Righteous

Comments

  • [Deleted User]
    [Deleted User] Posts: 35,383 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Assuming you're not applying for a mortgage in the next couple of months, then you should be ok.
  • CLAPTON
    CLAPTON Posts: 41,865 Forumite
    10,000 Posts Combo Breaker
    Righteous wrote: »
    Hello all..

    I have just sorted out my credit score after month of battle. I really want to get my 7.5k credit card to a 0% card. Soon as possible.
    But i would like to get a mortgage this year if I can. Can I go and get a better credit card deal without been penalised for a mortgage?
    What should I do?
    Any advice much appreciated.

    Righteous

    when you apply for a mortgage your debts will be taken into account for their affordability requirement
    have you considered paying the debts off
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.9K Banking & Borrowing
  • 254.3K Reduce Debt & Boost Income
  • 455.2K Spending & Discounts
  • 246.9K Work, Benefits & Business
  • 603.5K Mortgages, Homes & Bills
  • 178.3K Life & Family
  • 261K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.