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What Deductions are we looking at?

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Comments

  • sangie595
    sangie595 Posts: 6,092 Forumite
    I'm at a bit of a loss. The OP appears to be unable to grasp that it isn't their money to have. It couldn't have been explained any simpler. If they are left "short" because they will not charge their adult children a realistic rent, then that is their own fault, not the fault of the benefit system. The only loss they may have is of their own making.
  • allison445
    allison445 Posts: 766 Forumite
    Part of the Furniture 500 Posts Name Dropper Photogenic
    My circumstances are different I unfortunately had to claim esa recently due to ill health I receive £52 pound per week due to a deduction for having savings. I thought I would be able to claim housing benefit however due to 2 grown up non dependents my housing benefit award is nil.
    So myself and 2 dependent kids live rent free while my older kids pay the rent the system doesn't make any sense to me at all.
    And before I get shot I don't expect either my kids or the government to pay my rent but circumstances mean I have no options until I am able to return to work. To say my self esteem has hit rock bottom is an understatement.
    Yes kids should pay there way but the deducted amounts seem to be very high.
  • tomtontom
    tomtontom Posts: 7,929 Forumite
    allison445 wrote: »
    My circumstances are different I unfortunately had to claim esa recently due to ill health I receive £52 pound per week due to a deduction for having savings. I thought I would be able to claim housing benefit however due to 2 grown up non dependents my housing benefit award is nil.
    So myself and 2 dependent kids live rent free while my older kids pay the rent the system doesn't make any sense to me at all.
    And before I get shot I don't expect either my kids or the government to pay my rent but circumstances mean I have no options until I am able to return to work. To say my self esteem has hit rock bottom is an understatement.
    Yes kids should pay there way but the deducted amounts seem to be very high.

    The NDD is around a quarter of income. Is that not a favour amount to pay towards rent?

    Have you checked the LA is using the correct figures?
  • allison445
    allison445 Posts: 766 Forumite
    Part of the Furniture 500 Posts Name Dropper Photogenic
    The deductions are correct rent £500 per month about £115 per week
    Daughter earns £200 deduction £45.85 per week
    Son earns £250 deduction £75.05 per week
    So I do not qualify for housing benefit.
    Unsure but I was told the deduction is a lot less on Universal Credit.
    Seems a little unfair to me but that's life.
  • tomtontom
    tomtontom Posts: 7,929 Forumite
    allison445 wrote: »
    The deductions are correct rent £500 per month about £115 per week
    Daughter earns £200 deduction £45.85 per week
    Son earns £250 deduction £75.05 per week
    So I do not qualify for housing benefit.
    Unsure but I was told the deduction is a lot less on Universal Credit.
    Seems a little unfair to me but that's life.

    Why is it unfair that your adult children have to pay rent?
  • allison445
    allison445 Posts: 766 Forumite
    Part of the Furniture 500 Posts Name Dropper Photogenic
    Never said it was unfair they had to pay rent.
    Non-dependent deductions change if you receive Universal Credit. They are called ‘housing cost contributions’, and regardless of the non-dependent’s gross income, £69.37 (from 6 April 2015) per dependent will be taken from your Universal Credit payment each month.
    That's a lot less and that seems unfair.
  • outofmoney
    outofmoney Posts: 936 Forumite
    OhWow was just confirming that your daughter wasn't the one who was disabled because I had as if she was, she could have claimed WTC if working.

    They didn't suggest you work.

    My second comment was in reply to Poppie saying we should get a job. I didn't mean to imply I was responding to OhWow.
  • outofmoney
    outofmoney Posts: 936 Forumite
    I think some here fail to understand the point I was making. My daughter will be earning just over £5 an hour, If she is lucky enough to find work of 40 hours, we will be asking her to contribute at least half her wages each week.

    That to me seems steep.

    Since she is unlikely to get 40 hours work as around here they all want part timers or offer 0 hour contracts, we will most likely be expecting most of her wages each week.
  • nannytone_2
    nannytone_2 Posts: 13,012 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    she's entering the 'real world', where she has to pay her own way.

    your choices are...
    you charge her for what you are losing
    [you don't charge her and suck the loss up yourself
    she moves out and see's how easy it is to live on next to nothing /B]
  • outofmoney wrote: »
    I think some here fail to understand the point I was making. My daughter will be earning just over £5 an hour, If she is lucky enough to find work of 40 hours, we will be asking her to contribute at least half her wages each week.

    That to me seems steep.

    Since she is unlikely to get 40 hours work as around here they all want part timers or offer 0 hour contracts, we will most likely be expecting most of her wages each week.

    However much she pays for her rent and board is neither here nor there. After all she may not even get a job. The fact remains that you can longer receive child related benefits for her. All children become adults at some point and are expected to support themselves rather than the taxpayer supporting them.
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