Unknown status

Hi I just checked my credit report and on a loan I had with the co-op i haven't paid it in about 3 years but on my credit report it says Unknown status what does that mean please

Comments

  • National_Debtline
    National_Debtline Posts: 7,998 Organisation Representative
    Tenth Anniversary 1,000 Posts Combo Breaker
    Hi

    As far as I’m aware unknown status means the creditor hasn’t been reporting the status of the account to the credit agency. You could contact the creditor and ask them to correct your file but then they may well show the account as in default. On the plus side a default added at the correct date should mean the debt disappears from your credit file completely after 6 years from that date.

    James
    @natdebtline
    We work as money advisers for National Debtline and have specific permission from MSE to post to try to help those in debt. Read more information on National Debtline in MSE's Debt Problems: What to do and where to get help guide. If you find you're struggling with debt and need further help try our online advice tool My Money Steps
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