Monday 22nd February - what small DFW things will you be doing today?

PurpleFairy26

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

PurpleFairy26

Morning all :hello:

It's Monday but I'm up and about my day will look something like this:

Hope for a kind commute
Take hot drink in car with me
Packed lunch to work
Check banking, surveys, FPL
Do some of my own business tonight as this makes me happy
Meals from stores
Packed lunch for DD2
Look at February list and plan what I'm going to get done in the next 7 days and when


Will check back in later, have a good day everyone

La_escocesa

Hi everyone,

Thanks for starting us off Jonno :A

CCL - Just saw the white blood cell. It's bl00dy brilliant! (did you see what I did there? :rotfl:)

Well, it's pay day on Friday and we still have £500+ just sitting there! O M G :eek: Did I tell you YNAB is life-changing?! :j

We have so far spent £185 on groceries, so I might not make it to the end of the month with the sub-£200 target I was aiming for but I'll give it a good bash... Cupboards are bare.

I'm off on a client visit today. Going out for dinner tonight and then a meeting tomorrow. Should be good (read - free food :cool:)

Not much else going on - might think of some more before lunch and post then.

xxxx

maria3104

Morning all
All quiet outside this morning and a lovely spring day.
Work day today.
Should be a nsd
Have slept most of weekend although I did have a nice swim between naps yesterday.
Have not done any decluttering yet in 2016. Should be on 60 items by now. May make an effort here this week.
Have a good week everyone.
Maria

foxgloves

Morning all,
Haven't got an overly dynamic day planned today. My main aim is to clear lots of routine jobs to set us both up for a good week. Money saving efforts will be:
*Peg overnight laundry outside on line. Reload washer for another cheap load tonight.
*Make tomorrow's packed lunch.
*5 baby aubergines have germinated from out of date seed (shows it is worth a try).
*Soak labels off the jars from Mum & pack away ready for next chutney or marmalade making.
*Knit 2 more cats.
*Wrap a gift using recycled giftbag & ribbon & home made gift tag.
*Spend an hour tidying & decluttering. Being organised always saves me money. Things are more likely to gwt missed on a more chaotic week.
*Hoover only the parts of the house which need it - kitchen & lounge only, I reckon.
*All free leisure today - reading library book, knitting, writing up some family history & hopefully updating my blog.
New week, new start, Frugalustas! Keep your mitts on your pence. Remember it can't jump out of your purse & spend itself.
F x

PaceThePixie

Morning Everyone :hello:

Another quietish day for me, day off but a few 'things' to do:

Sadly not a NSD - haircut required
Will do some house work this morning.
Washing on and will dry on airers. I thankfully don't have a tumble drier.
Appointment with building society opening an easy access saver account.
Appointment with potential new bank people. This has taken me along time to decide.

It is a small but productive list. Hope everyone has a lovely day. Stay safe folks.

Pace

DawnW

Morning all :j
Thanks for the start Jonno

After an incredibly lazy weekend I really need to get on with stuff today:
Dog walks x 2
Check banks
Housework :eek:
Take some items to sales unit later (need labelling once I decide what to take)
Sow tomato seeds
Washing, dry outside if it doesn't rain, or (more likely ), on the airer
Make a loaf in the BM
List an item on ebay
Take paper recycling to facility in supermarket car park
NOT go into supermarket while I am there
Make a rhubarb crumble
Any surveys, check FPL

That lot should take me a while :eek:
Hope everyone has a good day

determined_new_ms

foxgloves wrote: »

Morning all,
Haven't got an overly dynamic day planned today. My main aim is to clear lots of routine jobs to set us both up for a good week. Money saving efforts will be:
*Peg overnight laundry outside on line. Reload washer for another cheap load tonight.
*Make tomorrow's packed lunch.
*5 baby aubergines have germinated from out of date seed (shows it is worth a try).
*Soak labels off the jars from Mum & pack away ready for next chutney or marmalade making.
*Knit 2 more cats.
*Wrap a gift using recycled giftbag & ribbon & home made gift tag.
*Spend an hour tidying & decluttering. Being organised always saves me money. Things are more likely to gwt missed on a more chaotic week.
*Hoover only the parts of the house which need it - kitchen & lounge only, I reckon.
*All free leisure today - reading library book, knitting, writing up some family history & hopefully updating my blog.
New week, new start, Frugalustas! Keep your mitts on your pence. Remember it can't jump out of your purse & spend itself.
F x

Man my aubergines haven't germinated yet! And I planted them before you did

twiggy86

Morning all!

Haven't caught up on the weekends thread, so hope you are all ok.

Today I have/will:-
* Check banks
* Do a money shuffle with money OH gave me at weekend
* Pay £20 off CC
* Sort out laundry
* Put towels and matts on ecowash
* Quick tidy round before work
* Take lunch to work
* Update spreadsheet, snowball and signature
* Check FPL
* Charge phone in work
* Earn more on OnePoll
* Start creating spreadsheet for next month
* Go to circuits (if the weather isn't too bad)
* Dinner from stores
* Wash hair and let dry naturally
* Some level of housework as per flylady thread

Think that's everything for today. Hope you all have a good day.

FinallyGettingFree

Morning!

Today I brought my lunch into work. That's about it on the moneysaving today!

woollisox

Good morning!
I am a long time lurker, but thought it was time for me to join in!

*NSD.
*All meals are from what I have in the cupboards, yesterday I spent a few hours making dump bags for the next few weeks (honestly, what a time saver!).
*Walk the dog.
*Clean, hoover bedrooms and stairs.
*Get other half to clean bathroom.
*General tidy
*One unit of coursework today.

Heating will be on alll day as I've been without heating and hot water for a week (new boiler was fitted saurday) and now I have laundry to catch up on!

Have a good day