Should I use credit card to pay for Dutch Centerparcs holiday

admiral_traveller

Hi there,
I have booked a holiday at one of the Dutch Centerparcs (priced in Euros). At the moment I have only paid the deposit - which I did using my credit card. I believe there would have been an additional charge for using the credit card on top of whatever conversation rate is applied to change from euro to GBP.

My final payment is due in March and I am now wondering whether I should continue to make the payment using the same credit card, or would it be worth using a Travel Money card to pay the balance.

I currently have a Ukash Travel Money card - which I will shortly be closing due to their recent rule changes .. but in the meantime, I wondered if I would be better off paying for the holiday using one of these cards rather than my credit card directly. Note, that I would need to load the Travel Money card from my credit card - so not sure if there are fees involved in that bit of the process!

I have tried to do the maths but just get slightly confused along the way - would anyone on the forum be able to advise me?

Thanks!

grumbler

admiral_traveller wrote: »

...I believe there would have been an additional charge for using the credit card on top of whatever conversation rate is applied to change from euro to GBP.
...

I have tried to do the maths but just get slightly confused along the way - would anyone on the forum be able to advise me?

Believe or know?
How is it possible to do the maths without knowing the facts?

Anthorn

Is the Dutch Center Parcs holiday essential for life, limb and the pursuit of happiness? If not then no you should not buy it on credit. If you can't afford it from income don't go, simple.

jog

Hi,

When we go to the european centreparcs I usually use my Halifax Clarity credit card to pay with as you don't get charged extra for paying in euro's. As someone said earlier, it's worth checking with your card company what their charges are as they do differ.

grumbler

jog wrote: »

When we go to the european centreparcs I usually use my Halifax Clarity credit card to pay with as you don't get charged extra for paying in euro's. As someone said earlier, it's worth checking with your card company what their charges are as they do differ.

The OP meant "additional charge for using the credit card on top of whatever conversation rate is applied".
I don't know any CCs charging anything on the top, so it can be only the supplier's charge.
You seem to have answered that there is no any extra charge from that side, but regardless the charge would be the same for a CC and for UKash.

UKash charge 2.75% for conversion althoug it it possibly can be smaller if you preload it in €. The OP has to know better as the live rates are apparently available only if you log into your account.

The majority of CCs charge 2.75-2.99%.

So, it's not a rocket science ...