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buying a property with no signature or witness

As the above states I have bought a property and completed.

I have not signed a single legal document apart from my mortgage.

I never got a copy of the lease nor did I sign one.

Is this normal in conveyancing?

Thanks in advance.
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Comments

  • AnotherJoe
    AnotherJoe Posts: 19,622 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    I'd say its not normal, you generally get RSI when buying property. But then IANAL
  • As the above states I have bought a property and completed.

    I have not signed a single legal document apart from my mortgage.

    I never got a copy of the lease nor did I sign one.

    Is this normal in conveyancing?

    Thanks in advance.

    that sounds unusual, as I remember on the two occasions i have bought property going into the solicitors office before exchange and completion and signing paperwork re completion and exchange, and before that completing property information paperwork.
  • G_M
    G_M Posts: 51,977 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    As the above states I have bought a property and completed.

    I have not signed a single legal document apart from my mortgage.

    I never got a copy of the lease nor did I sign one.

    Is this normal in conveyancing?

    Thanks in advance.
    * Which country is the property in?

    * why did you buy a property and hand over £X00,000 (presumably) without any idea what it is you are buying? (you say you've not seen the lease)

    * did you use a solicitor?

    * Are you sure you've Completed? How do you know?

    * Did you ever see a contract (just didn't sign it)?

    * did you buy off someone you know/trust (eg family)?

    (note: if Eng/Wales you would not sign the lease unless it was a brand new one)
  • So you've applied for a mortgage, been told you've bought something but got nothing in writing??

    Sounds very much like you've been scammed: How much money have you put in?? Have you ever seen the place??

    Do you have the keys???

    Hope I'm wrong but....
  • No. None of this is normal. Except for the buying a property bit.


    Having said that, it's unlikely anything has gone too wrong, because if there is a proper mortgage involved, the solicitor will be on the panel of the mortgage company, and so guarding their interests at the very least.
  • If you haven't singed or received any paperwork how do you know you've actually bought the house?
  • G_M wrote: »
    * Which country is the property in? UK

    * why did you buy a property and hand over £X00,000 (presumably) without any idea what it is you are buying? (you say you've not seen the lease)The lease is the same as mine.123 years remaining.

    * did you use a solicitor? yes a well known one.

    * Are you sure you've Completed? How do you know? Yes I'm sure I've completed as I have the keys and a telephone call telling me I have completed.Oh and I paid a 10% deposit on exchange and the balance on completion.

    * Did you ever see a contract (just didn't sign it)? No I didn't see a contract until this morning.

    * did you buy off someone you know/trust (eg family)? I bought it off a friend(no estate agent)

    (note: if Eng/Wales you would not sign the lease unless it was a brand new one)
    My lease was a brand new one last time so that's probably why I didn't have to have it signed and witnessed.

    Sorry I just thought it a little strange I didn't have to sign anything.
  • elverson
    elverson Posts: 808 Forumite
    Didn't you see and sign the contract?
  • elverson wrote: »
    Didn't you see and sign the contract?

    No I did not see and sign the contract.
  • Person_one
    Person_one Posts: 28,884 Forumite
    Tenth Anniversary 10,000 Posts Combo Breaker
    Are you living in the house? Are you paying a mortgage? If yes to both, its probably fine, I reckon.
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